325 River Clay Rd, Fort Mill, SC 29708 Property Records

York County property record for 325 River Clay Rd, Fort Mill, SC 29708

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,022 sqft · built 2009
Lot Size	0.022 acres (944 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Apr 2025)
Tax Bill	$6,300 (2025)
Deeds & Mortgages	Apr 2025 Sale & Mortgage Jan 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`720-06-01-165`

Property Details

APN / Parcel Number

Primary APN	`720-06-01-165`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,022 sqft Living Area

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Aluminum/Vinyl
Lot Area	944 sqft (0.022 acres)

Location & Zoning

Street Address	325 RIVER CLAY RD
City	FORT MILL
State	SC
Zip	29708-8168
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BDIII
Legal Description	UNIT 126 CATAWABA VILLAGE PH 2 325 RIVER CLAY
Legal Subdivision	CATAWBA VILLAGE
Legal Unit	126
Jurisdiction	YORK SC
Township / Civil Division	FORT MILL
Census Block Group	2
Census Block	2005
Census Tract	61006

Owner

Source: York County assessment roll, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2326 CHIPOLA DR, CHARLOTTE, NC 28215-2906
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2025	Deed, Transfer · FHA Mortgage ZILLOW HOME LOANS LLC
Jan 21, 2022	Quit Claim Deed, Transfer Quitclaim
Jan 6, 2022	Deed, Transfer
May 7, 2019	Deed, Transfer · FHA Mortgage FIRST FEDERAL BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 22, 2025 · Amount on Record
Deed Sale	Apr 22, 2025 · Amount on Record
Prior Sale	Jan 6, 2022 · Amount on Record
Deed Document Number	202512584
Deed Book / Page	21865 / 215
Record Updated	Sep 20, 2026

April 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK SC
Recording Date	Apr 22, 2025
Property Address	325 RIVER CLAY RD, FORT MILL, SC 29708-8168
Document Number	2186500215
Book / Page	21865 / 215
Map Reference	MB 147 PG 154
Instrument Date	Apr 14, 2025
Instrument	2025012584
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$624.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3144 MASTERS DR, CLEARWATER, FL 33761-1816

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2326 CHIPOLA DR, CHARLOTTE, NC 28215-2906

Mortgage

Document Number	2025012585
Date	Apr 22, 2025
Instrument	2025012585

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	YORK SC
Recording Date	Jan 21, 2022
Property Address	325 RIVER CLAY RD, FORT MILL, SC 29708-8168
Document Number	1992800383
Book / Page	19928 / 383
Map Reference	MB 147 PG 154
Instrument Date	Jan 19, 2022
Instrument	2022003260
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3144 MASTERS DR, CLEARWATER, FL 33761-1816

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK SC
Recording Date	Jan 6, 2022
Property Address	325 RIVER CLAY RD, FORT MILL, SC 29708-8168
Document Number	1989900399
Book / Page	19899 / 399
Map Reference	MB 147 PG 154
Instrument Date	Jan 5, 2022
Instrument	2022000941
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Amount	Amount Recorded
Tax	$468.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3144 MASTERS DR, CLEARWATER, FL 33761-1816

May 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK SC
Recording Date	May 7, 2019
Property Address	325 RIVER CLAY RD, FORT MILL, SC 29708-8168
Document Number	1753000001
Book / Page	17530 / 001
Map Reference	MB 147 PG 154
Instrument Date	Apr 25, 2019
Instrument	2019017543
Transaction Type	Transfer
Record Updated	Jan 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$555.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	325 RIVER CLAY RD, FORT MILL, SC 29708-8168

Mortgage

Document Number	2019017544
Date	May 7, 2019
Instrument	2019017544

Lender

Name	FIRST FEDERAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,300.00 (+26.25%)	$12,300 (+15%) Land $3,289 Building $9,011	$224,400 (+25.88%) Land $60,000 Building $164,400
2023	$4,990.00	$10,696 Land $2,520 Building $8,176	$178,260 Land $42,000 Building $136,260

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	9 (2019–2024)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Aug 2024 · Hurricane Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.4% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK COUNTY EAST WD serves 30,225 people · EPA ID SC4620002
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Oct 2023
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber · Cable in parts of the area	8,000 / 8,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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