322 River Clay Rd, Fort Mill, SC 29708 Property Records

York County property record for 322 River Clay Rd, Fort Mill, SC 29708

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,022 sqft · built 2010
Lot Size	0.017 acres (749 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (Oct 2019)
Tax Bill	$1,166 (2025)
Deeds & Mortgages	Oct 2019 Sale & Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`720-06-01-146`

Property Details

APN / Parcel Number

Primary APN	`720-06-01-146`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,022 sqft Living Area
Gross Area	1,140 sqft
1st Floor Area	511 sqft
2nd Floor Area	511 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Lot Area	749 sqft (0.017 acres)
Porch	Slab
Porch Area	28 sqft
Patio Area	66 sqft

Location & Zoning

Street Address	322 RIVER CLAY RD
City	FORT MILL
State	SC
Zip	29708-8168
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BDIII
Legal Description	UNIT 231 CATAWBA VILLAGE PHS 2
Legal Subdivision	CATAWBA VILLAGE
Legal Unit	231
Jurisdiction	YORK SC
Township / Civil Division	FORT MILL
Census Block Group	2
Census Block	2003
Census Tract	61006

Owner

Source: York County assessment roll, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	322 RIVER CLAY RD, FORT MILL, SC 29708-8168
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2019	Warranty Deed, Transfer · FHA Mortgage AMERICAN SECURITY MORTGAGE CORP
Jan 3, 2017	Grant Deed, Transfer · FHA Mortgage AMERICAN SEC MTG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 18, 2019 · Amount on Record
Deed Sale	Oct 18, 2019 · Amount on Record
Prior Sale	Jan 3, 2017 · Amount on Record
Deed Document Number	201945421
Deed Book / Page	17850 / 347
Record Updated	Jun 8, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YORK SC
Recording Date	Oct 18, 2019
Property Address	322 RIVER CLAY RD, FORT MILL, SC 29708-8168
Document Number	1785000347
Book / Page	17850 / 347
Map Reference	MB 147 PG 75
Instrument Date	Oct 18, 2019
Instrument	2019045421
Transaction Type	Transfer
Record Updated	Mar 8, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$536.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 RIVER CLAY RD, FORT MILL, SC 29708-8168

Mortgage

Document Number	2019045422
Date	Oct 18, 2019
Instrument	2019045422

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	YORK SC
Recording Date	Jan 3, 2017
Property Address	322 RIVER CLAY RD, FORT MILL, SC 29708-8168
Document Number	1616900235
Book / Page	016169 / 000235
Instrument Date	Dec 21, 2016
Instrument	374006
Transaction Type	Transfer
Record Updated	Jan 11, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$455.10
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 RIVER CLAY RD FORT MILL SC 297088168, FORT MILL, SC 29708-8168

Mortgage

Document Number	1616900238,
Date	Jan 3, 2017
Book Page	016169/000238
Instrument	374007

Lender

Name	AMERICAN SEC MTG
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 2, 2047

Tax Assessment & Valuation

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,166.00 (+18.02%)	$6,641 (+15%) Land $1,902 Building $4,739	$209,500 (+45.12%) Land $60,000 Building $149,500
2023	$988.00	$5,775 Land $1,680 Building $4,095	$144,364 Land $42,000 Building $102,364

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	9 (2019–2024)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Aug 2024 · Hurricane Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.4% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK COUNTY EAST WD serves 30,225 people · EPA ID SC4620002
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Oct 2023
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber · Cable in parts of the area	8,000 / 8,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Google Fiber.

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