325 Reef Rd, Fairfield, CT 06824 Property Records

Fairfield Town property record for 325 Reef Rd, Fairfield, CT 06824

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 2,510 sqft · built 2023
Owner	2 Company Names on Record
Last Sale	$1,225,000 (Sep 2024)
Tax Bill	$15,713 (2026)
Deeds & Mortgages	Sep 2024 Sale Jan 2024 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`23021`

Property Details

APN / Parcel Number

Primary APN	`23021`
Alternative APN	`FFLD M:182 B:216 L:325`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,510 sqft Living Area
Gross Area	4,068 sqft
Basement Area	99 sqft
Unfinished Basement	99 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Condo/Apartment

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	23021
Street Address	325 REEF RD
City	FAIRFIELD
State	CT
Zip	06824-6550
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Block	216
Legal Lot Number	325
Jurisdiction	FAIRFIELD CT
Township / Civil Division	FAIRFIELD
Census Block Group	4
Census Block	4007
Census Tract	61500

Owner

Source: Fairfield Town records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	1583 PARADISE LAKE DR, MOUNT PLEASANT, SC 29464-5718
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2024	Warranty Deed, Transfer
Jan 24, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage PCSB BANK
May 4, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage TOMPKINS COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2024 · Amount on Record
Deed Sale	Sep 9, 2024 · Amount on Record
Prior Sale	Jan 24, 2024 · Amount on Record
Deed Document Number	20244569
Deed Book / Page	6539 / 257
Transfer Doc	5501000106
Record Updated	Oct 29, 2026

September 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAIRFIELD CT
Recording Date	Sep 9, 2024
Property Address	325 REEF RD, FAIRFIELD, CT 06824-6550
Document Number	006539-257
Book / Page	6539 / 257
Instrument Date	Sep 5, 2024
Instrument	2024-4569
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1583 PARADISE LAKE DR, MOUNT PLEASANT, SC 29464-5718

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAIRFIELD CT
Recording Date	Jan 24, 2024
Property Address	325 REEF RD, FAIRFIELD, CT 06824-6550
Document Number	006477-322
Book / Page	6477 / 322
Instrument Date	Jan 18, 2024
Instrument	2024-340
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 NEW KING ST STE 201, 201, WEST HARRISON, NY 10604-1210

Mortgage

Document Number	0002024341
Date	Jan 24, 2024
Instrument	2024-341

Lender

Name	PCSB BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	7.38%
Type Change Date	Feb 1, 2029
Max Rate At Change	2.75%
Index	1-Year CMT

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAIRFIELD CT
Recording Date	May 4, 2022
Property Address	325 REEF RD, FAIRFIELD, CT 06824-6550
Document Number	0006311-66
Book / Page	6311 / 66
Instrument Date	May 2, 2022
Instrument	2022-3230
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	211 HIGH RIDGE AVE, RIDGEFIELD, CT 06877-4419

Mortgage

Document Number	0020223231
Date	May 4, 2022
Instrument	2022-3231

Lender

Name	TOMPKINS COMMUNITY BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Fairfield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Fairfield Town
Unified School District	Fairfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$15,713.00 (-16.38%)	$818,790 (+23.71%) Building $818,790	$1,243,109 (+168.32%)
2025	$18,790.00	$661,850 Building $661,850	$463,295 Building $463,295
2024	$18,790.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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