Fairfield Town property record for 316 Reef Rd, Fairfield, CT 06824
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,022 sqft · built 1914 |
| Lot Size | 0.133 acres (5,800 sqft) |
| Owner | Company Name on Record |
| Last Sale | $899,000 (Jul 2025) |
| Tax Bill | $10,704 (2025) |
| Deeds & Mortgages | Jul 2025 Sale & Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | FAIR M:182 B:351 |
| Primary APN | FAIR M:182 B:351 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,022 sqft Living Area |
| Gross Area | 4,370 sqft |
| Basement Area | 1,098 sqft |
| Unfinished Basement | 1,098 sqft |
| Year Built | Built 1914 |
|---|---|
| Effective Year Built | Effective 1914 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,800 sqft (0.133 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 16182 |
|---|---|
| Street Address | 316 REEF RD |
| City | FAIRFIELD |
| State | CT |
| Zip | 06824-6577 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B |
| Legal Block | 351 |
| Jurisdiction | FAIRFIELD CT |
| Township / Civil Division | FAIRFIELD |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 61600 |
Source: Fairfield Town records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1160 MIDLAND AVE, 1H, BRONXVILLE, NY 10708-6439 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 2, 2025 · Amount on Record |
| Deed Sale | Jul 2, 2025 · Amount on Record |
| Prior Sale | Dec 8, 2003 · Amount on Record |
| Deed Document Number | 20253214 |
| Deed Book / Page | 6624 / 45 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FAIRFIELD CT |
| Recording Date | Jul 2, 2025 |
| Property Address | 316 REEF RD, FAIRFIELD, CT 06824-6577 |
| Document Number | 0006624-45 |
| Book / Page | 6624 / 45 |
| Instrument Date | Jun 23, 2025 |
| Instrument | 2025-3214 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1160 MIDLAND AVE APT 1H, 1H, BRONXVILLE, NY 10708-6439 |
| Document Number | 0020253215 |
|---|---|
| Date | Jul 2, 2025 |
| Instrument | 2025-3215 |
| Name | HSBC BANK USA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.53% |
| Type Change Date | Jul 1, 2035 |
| Index | Other |
| Margin | 3 |
Source: Fairfield Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Fairfield Town |
| Unified School District | Fairfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,704.00 | $377,020 (-) Land $295,890 Building $81,130 | $263,914 Land $207,123 Building $56,791 |
| 2024 | $10,704.00 (+3.2%) | ||
| 2023 | $10,372.00 | $377,020 Land $295,890 Building $81,130 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 28, 2025
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 24 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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