Hamilton County property record for 325 Pine Ridge Rd, Chattanooga, TN 37405
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 3,071 sqft · built 1935 |
| Lot Size | 0.169 acres (7,393 sqft) |
| Owner | Company Name on File |
| Last Sale | $320,000 (Aug 2017) |
| Tax Bill | $2,226 (2025) |
| Deeds & Mortgages | Dec 2023 Mortgage Aug 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 135C E 001 |
| Primary APN | 135C E 001 |
|---|---|
| Alternative APN |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 3 Half Baths |
| Units | 3 Units |
| Stories | 1 Story |
| Building Area | 3,071 sqft Living Area |
| Gross Area | 1,773 sqft |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Multi-Family |
| Exterior Material | Other |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 7,393 sqft (0.169 acres) |
| Lot Dimensions | 106 ft deep x 129 ft wide |
| Heating System | Gravity Furnace |
|---|---|
| Sewer | Connected |
| Account Number | 0000058814 |
|---|---|
| Street Address | 325 PINE RIDGE RD |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37405-3470 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | LT 2 HIBBS SUB PB 12 PG 24 REV 98-163 REV 99-142 |
| Legal Subdivision | CHATT INVESTMENT CO |
| Legal Lot Number | 2 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
325 Pine Ridge Rd is owned by a company that bought it in August 2017.
Source: Hamilton County records, as of October 9, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 598 N CREST RD, CHATTANOOGA, TN 37404-1020 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 1, 2023 | Deed of Trust, Mortgage · Conventional Mortgage HOMEXPRESS MORTGAGE CORP |
| Aug 2, 2017 | Warranty Deed, Transfer · Commercial Mortgage ANDREW JOHNSON BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 2, 2017 · Amount on File |
| Deed Sale | Aug 2, 2017 · Amount on File |
| Prior Sale | Jul 12, 2016 · Amount on File |
| Deed Document Number | 201787 |
| Deed Book / Page | 11118 / 277 |
| Prior Transfer Date | Jul 13, 2011 |
| Prior Transfer Doc | 0000000062 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 325 PINE RIDGE RD, CHATTANOOGA, TN 37405-3470 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000000064 |
|---|---|
| Date | Dec 1, 2023 |
| Book Page | 13459/919 |
| Instrument | 2023120100064 |
| Name | HOMEXPRESS MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ANA, CA 92705 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Aug 2, 2017 |
| Property Address | 325 PINE RIDGE RD, CHATTANOOGA, TN 37405-3470 |
| Document Number | 0000000087 |
| Book / Page | 11118 / 277 |
| Map Reference | MB99 PG142 |
| Instrument Date | Jul 28, 2017 |
| Instrument | 2017080200087 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2022 |
| Title Company | REALLTY CENTER TITLE & ESCRO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,184.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 604 N CREST RD, CHATTANOOGA, TN 37404-1010 |
| Document Number | 0000000088 |
|---|---|
| Date | Aug 2, 2017 |
| Instrument | 2017080200088 |
| Name | ANDREW JOHNSON BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Jul 28, 2037 |
The 2025 property tax bill for 325 Pine Ridge Rd was $2,226, down 26.2% from the year before.
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,226.00 (-26.17%) | $146,880 (+8.96%) | $367,200 (+8.96%) Land $125,000 Building $242,200 |
| 2024 | $3,015.00 | $134,800 (-) | $337,000 (-) Land $70,000 Building $267,000 |
| 2023 | $3,015.00 | $134,800 (-) | $337,000 (-) Land $70,000 Building $267,000 |
| 2022 | $3,015.00 | $134,800 | $337,000 Land $70,000 Building $267,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 325 Pine Ridge Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 8 (1978–2009) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | Sep 2009 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 325 Pine Ridge Rd is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 62% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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