Hamilton County property record for 323 Pine Ridge Rd, Chattanooga, TN 37405
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,196 sqft · built 2015 |
| Lot Size | 0.166 acres (7,265 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $295,000 (May 2016) |
| Tax Bill | $2,264 (2025) |
| Deeds & Mortgages | Jul 2026 Transfer Jun 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 135C E 001.02 |
| Primary APN | 135C E 001.02 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,196 sqft Living Area |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,265 sqft (0.166 acres) |
| Lot Dimensions | 115 ft deep x 140 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0000381166 |
|---|---|
| Street Address | 323 PINE RIDGE RD |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37405-3442 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 3 HIBBS SUB PB 98 PG 163 REV 99-142 OUT OF 135C E 001 FOR 2014 |
| Legal Subdivision | CHATT INVESTMENT CO |
| Legal Lot Number | 3 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
323 Pine Ridge Rd is owned by two individuals who acquired it in June 2022.
Source: Hamilton County records, as of July 10, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1200 PENOBSCOT DR, SODDY DAISY, TN 37379-6026 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 2, 2026 | Quit Claim Deed, Transfer CHATTANOOGA TITLE |
| Jun 9, 2022 | Quit Claim Deed, Transfer · Commercial Mortgage FIRST BANK |
| May 6, 2020 | Quit Claim Deed, Transfer NEW SOUTH MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 13, 2016 · Amount on File |
| Deed Sale | May 13, 2016 · Amount on File |
| Deed Document Number | 2016123 |
| Deed Book / Page | 10742 / 242 |
| Last Transfer Date | Jun 9, 2022 |
| Transfer Doc | 0000000193 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jul 2, 2026 |
| Property Address | 323 PINE RIDGE RD, CHATTANOOGA, TN 37405-3442 |
| Document Number | 0000000064 |
| Book / Page | 14356 / 216 |
| Instrument Date | Jun 22, 2026 |
| Instrument | 202664 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2026 |
| Title Company | CHATTANOOGA TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1200 PENOBSCOT DR, SODDY DAISY, TN 37379-6026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jun 9, 2022 |
| Property Address | 323 PINE RIDGE RD, CHATTANOOGA, TN 37405-3442 |
| Document Number | 0000000193 |
| Book / Page | 12988 / 64 |
| Map Reference | MB 99 PG 142 |
| Instrument Date | Jun 9, 2022 |
| Instrument | 2022060900193 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | FIRST CHOICE TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1200 PENOBSCOT DR, SODDY DAISY, TN 37379-6026 |
| Document Number | 0129880001 |
|---|---|
| Date | Jun 9, 2022 |
| Instrument | 12988-0001 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jun 8, 2027 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | May 6, 2020 |
| Property Address | 323 PINE RIDGE RD, CHATTANOOGA, TN 37405-3442 |
| Document Number | 0506000213 |
| Book / Page | 011993 / 000398 |
| Instrument Date | Apr 30, 2020 |
| Instrument | 200506000213 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2020 |
| Title Company | FIRST CHOICE TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 323 PINE RIDGE RD CHATTANOOGA TN 374053442, CHATTANOOGA, TN 37405-3442 |
| Document Number | 506000214 |
|---|---|
| Date | May 6, 2020 |
| Book Page | 011993/000400 |
| Instrument | 200506000214 |
| Name | NEW SOUTH MTG |
|---|---|
| Type | Mortgage Company |
| Address | HUNTSVILLE, AL 35801 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 5, 2050 |
The 2025 property tax bill for 323 Pine Ridge Rd was $2,264, up 16.5% from the year before.
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,264.00 (+16.52%) | $149,400 (+72.02%) | $597,600 (+72.02%) Land $125,000 Building $472,600 |
| 2024 | $1,943.00 | $86,850 (-) | $347,400 (-) Land $70,000 Building $277,400 |
| 2023 | $1,943.00 | $86,850 (-) | $347,400 (-) Land $70,000 Building $277,400 |
| 2022 | $1,943.00 | $86,850 | $347,400 Land $70,000 Building $277,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 323 Pine Ridge Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 8 (1978–2009) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | Sep 2009 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 323 Pine Ridge Rd is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 62% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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