325 Pembrook Dr, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 325 Pembrook Dr, Cambria, CA 93428

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,634 sqft · built 2006
Lot Size	0.121 acres (5,250 sqft)
Owner	Trust Name on File
Last Sale	$1,550,000 (Sep 2019)
Tax Bill	$18,192 (2025)
Deeds & Mortgages	May 2026 Transfer Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`022-151-053`

Property Details

APN / Parcel Number

Primary APN	`022-151-053`
Alternative APN	`022-153-007`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,634 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Wood
Lot Area	5,250 sqft (0.121 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Old Parcel Number	022151053
Street Address	325 PEMBROOK DR
City	CAMBRIA
State	CA
Zip	93428-2744
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	CAM PINES U 5 BL 53 LTS 69 TO 71
Legal Subdivision	CAMBRIA PINES
Legal Block	53
Legal Lot Number	69
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	2
Census Block	2008
Census Tract	10403

Owner

325 Pembrook Dr is held in a trust since September 2019.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	Trust Name on File
Mailing Address	1134 CYPRESS AVE, WASCO, CA 93280-2104
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Sep 9, 2019	Grant Deed, Transfer BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2019 · Amount on File
Deed Sale	Sep 9, 2019 · Amount on File
Deed Document Number	201937852
Prior Transfer Date	Mar 29, 2005
Prior Transfer Doc	0000026899
Record Updated	Oct 29, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	May 18, 2026
Property Address	325 PEMBROOK DR, CAMBRIA, CA 93428-2744
Document Number	0000015466
Instrument Date	May 5, 2026
Instrument	202615466
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1134 CYPRESS AVE, WASCO, CA 93280-2104

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Sep 9, 2019
Property Address	325 PEMBROOK DR, CAMBRIA, CA 93428-2744
Document Number	0000037852
Instrument Date	Jul 29, 2019
Instrument	37852
Transaction Type	Transfer
Record Updated	Sep 18, 2019
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,705.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1134 CYPRESS AVE WASCO CA 932802104, WASCO, CA 93280-2104

Mortgage

Document Number	37853
Date	Sep 9, 2019
Instrument	37853

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount on Record
Term	180 Months
Due	Sep 8, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 325 Pembrook Dr was $18,192.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Coast Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,729,050 (+2%) Land $948,189 Building $780,861
2025	$18,192.00	$1,695,148 Land $929,598 Building $765,550
2023	$17,493.00 (+1.98%)	$1,629,325 Land $893,501 Building $735,824
2022	$17,154.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 325 Pembrook Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	8 (1995–2021)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Jan 2021 · tidal / storm surge
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 325 Pembrook Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIA COMM SERVICES DIST serves 6,038 people · EPA ID CA4010014
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Astound Broadband, Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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