305 Pembrook Dr, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 305 Pembrook Dr, Cambria, CA 93428

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,100 sqft · built 1998
Lot Size0.082 acres (3,600 sqft)
OwnerIndividual Name on File
Last Sale$1,099,000 (Jun 2019)
Tax Bill$13,272 (2025)
Deeds & MortgagesJun 2019 Transfer
Jun 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN022-151-085

Property Details

APN / Parcel Number

Primary APN022-151-085

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Building Area2,100 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Construction TypeWood
Lot Area3,600 sqft (0.082 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air
SewerConnected

Location & Zoning

Street Address305 PEMBROOK DR
CityCAMBRIA
StateCA
Zip93428-2744
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRMF
Legal DescriptionPM 38/43 PAR A
Legal SubdivisionPARCEL MAP COAL-85-125
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group2
Census Block2008
Census Tract10403

Owner

Source: San Luis Obispo County records · APN 022-151-085

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5616 MAINMAST PL, AGOURA HILLS, CA 91301-1939
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 21, 2019Quit Claim Deed, Transfer
PLACER TITLE COMPANY, PLACER TITLE CO.
Jun 21, 2019Grant Deed, Transfer · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 21, 2019 · Amount on Record
Deed SaleJun 21, 2019 · Amount on Record
Prior SaleJun 21, 2019 · Amount on Record
Deed Document Number2019023989
Record UpdatedJun 08, 2026

June 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateJun 21, 2019
Property Address305 PEMBROOK DR, CAMBRIA, CA 93428-2744
Document Number0000023990
Instrument DateMay 29, 2019
Instrument23990
Transaction TypeTransfer
Record UpdatedJul 04, 2019
Title CompanyPLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address5616 MAINMAST PL AGOURA HILLS CA 913011939, AGOURA HILLS, CA 91301-1939

June 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateJun 21, 2019
Property Address305 PEMBROOK DR, CAMBRIA, CA 93428-2744
Document Number0000023989
Instrument DateMay 20, 2019
Instrument2019023989
Transaction TypeTransfer
Record UpdatedAug 09, 2021
Title CompanyPLACER TITLE COMPANY CAMBER

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5616 MAINMAST PL, AGOURA HILLS, CA 91301-1939

Mortgage

Document Number0000023991
DateJun 21, 2019
Instrument2019023991
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2049

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictCoast Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$13,272.00 (+4.02%)$1,225,950 (+4.04%) Land $725,085 Building $500,865
2023$12,759.00 (+1.99%)$1,178,347 Land $696,930 Building $481,417
2022$12,510.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), as of July 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060790104032, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 policies
Nearby Flood Policies19 in force
Nearby Flood Claims8 (1995–2021)
Claims Outside the SFHA6 of 8
Most Recent ClaimJan 2021 · tidal / storm surge
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Starlink
Satellite
280 / 30

May also be available: Radiate Holdings, Verizon.

Based on FCC filings for 370 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CA4010014, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCAMBRIA COMM SERVICES DIST
serves 6,038 people
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jul 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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