325 Pacheco Dr, Tracy, CA 95376 Property Records

San Joaquin County property record for 325 Pacheco Dr, Tracy, CA 95376 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,046 sqft · built 1990
Lot Size0.115 acres (5,000 sqft)
Owner2 Individual Names on File
Last Sale$234,000 (Feb 2009)
Tax Bill$3,699 (2025)
Deeds & MortgagesMay 2026 Mortgage
Aug 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN235-310-160-000

Property Details

APN / Parcel Number

Primary APN235-310-160-000
Alternative APN
  • 235-310-16

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,046 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleL-Shape
Construction TypeWood
Lot Area5,000 sqft (0.115 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number235-310-16
Street Address325 PACHECO DR
CityTRACY
StateCA
Zip95376-1448
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 2252 LOT 153
Legal SubdivisionMT DIABLO PARK
Legal Tract2252
Legal Block2
Legal Lot Number153
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group2
Census Block2012
Census Tract5405

Owner

Source: San Joaquin County records · APN 235-310-160-000

Assessment roll updated September 24, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address325 PACHECO DR, TRACY, CA 95376-1448
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
May 08, 2026Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Aug 31, 2021Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Jan 31, 2020Deed of Trust, Mortgage · Line of Credit
UNCLE CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 27, 2009 · Amount on Record
Deed SaleFeb 27, 2009 · Amount on Record
Prior SaleNov 06, 2008 · Amount on Record
Deed Document Number200933452
Prior Transfer DateJun 06, 2006
Prior Transfer Doc0000125067
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Recording DateMay 08, 2026
Property Address325 PACHECO DR, TRACY, CA 95376-1448
Document Number0000042241
Instrument DateMay 04, 2026
Instrument202642241
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyWFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants, 205
Address325 PACHECO DR, TRACY, CA 95376-1448

Mortgage

Document Number0000042241,
DateMay 08, 2026
Instrument202642241
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate TypeAdjustable Rate
Rate5.75%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address325 PACHECO DR, TRACY, CA 95376-1448
Transaction TypeMortgage
Record UpdatedSep 13, 2021
Title CompanyTITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address325 PACHECO DR, TRACY, CA 95376-1448

Mortgage

Document Number0000145773
DateAug 31, 2021
Instrument2021-145773
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address325 PACHECO DR, TRACY, CA 95376-1448
Document Number0000022220
Instrument DateJan 31, 2020
Transaction TypeMortgage
Record UpdatedMar 10, 2020
Title CompanyDOCUMENT RECORDING SERVICES, DOCUMENT RECORDING SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address325 PACHECO DR TRACY CA 953761448, TRACY, CA 95376-1448

Mortgage

Document Number0000022220
DateFeb 20, 2020
Instrument22220
Lender
NameUNCLE CU
TypeCredit Union
AddressLIVERMORE, CA 94551
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueFeb 19, 2045
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated September 24, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Unified School DistrictTracy Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,699.00 (+9.99%)$301,316 (+4.04%) Land $74,683 Building $226,633
2023$3,363.00 (+2.13%)$289,618 Land $71,784 Building $217,834$505,080
2022$3,293.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060770054052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1996–1998)
Most Recent ClaimFeb 1998, rainfall accumulation, Severe Winter Storms And Flooding
Claims By Storm
  • Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 648 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
Zinnia NetworksFixed Wireless (unlicensed)600 / 120
UnWired Broadband HoldingFixed Wireless (unlicensed)400 / 50
VerizonFixed Wireless300 / 20
Cal.netFixed Wireless (licensed-by-rule)100 / 20
AT&TFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: AT&T, UnWired Broadband Holding. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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