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305 Pacheco Dr, Tracy, CA 95376 Property Records

San Joaquin County property record for 305 Pacheco Dr, Tracy, CA 95376 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,009 sqft · built 1990
Lot Size0.114 acres (5,000 sqft)
OwnerIndividual Name on File
Last Sale$640,000 (Jun 2024)
Tax Bill$7,735 (2025)
Deeds & MortgagesOct 2025 Mortgage
Oct 2025 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN235-310-170-000

Property Details

APN / Parcel Number

Primary APN235-310-170-000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area2,009 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Architectural StyleOther
Construction TypeWood
Lot Area5,000 sqft (0.114 acres)
Garage TypeMixed
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address305 PACHECO DR
CityTRACY
StateCA
Zip95376-1448
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description90-FM PT OF 235-110-17
Legal SubdivisionMT DIABLO PARK UNIT #2
Legal Tract2252
Legal Lot Number154
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group2
Census Block2012
Census Tract5405

Owner

Source: San Joaquin County records · APN 235-310-170-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address305 PACHECO DR, TRACY, CA 95376-1448
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 29, 2025Deed of Trust, Mortgage · FHA Mortgage
PLANET HOME LENDING LLC
Oct 27, 2025Deed of Trust, Mortgage · FHA Mortgage
PLANET HOME LENDING LLC
Oct 18, 2021Deed of Trust, Mortgage · Conventional Mortgage
RATE PLUS INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 14, 2024 · Amount on Record
Deed SaleJun 14, 2024 · Amount on Record
Prior SaleJun 14, 2024 · Amount on Record
Deed Document Number2024-049175
Record UpdatedJun 07, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address305 PACHECO DR, TRACY, CA 95376-1448
Transaction TypeMortgage
Record UpdatedDec 08, 2025
Title CompanySOURCEPOINT TITLE SVCS, SOURCEPOINT INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address305 PACHECO DR, TRACY, CA 95376-1448

Mortgage

Document Number0000092307
DateOct 29, 2025
Instrument2025-092307
Lender
NamePLANET HOME LENDING LLC
TypeMortgage Company
AddressMERIDEN, CT 06450
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2055

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address305 PACHECO DR, TRACY, CA 95376-1448
Transaction TypeMortgage
Record UpdatedNov 07, 2025
Title CompanySOURCEPOINT TITLE SVCS, SOURCEPOINT INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address305 PACHECO DR, TRACY, CA 95376-1448

Mortgage

Document Number0000091312
DateOct 27, 2025
Instrument2025-091312
Lender
NamePLANET HOME LENDING LLC
TypeMortgage Company
AddressMERIDEN, CT 06450
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2055

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address305 PACHECO DR, TRACY, CA 95376-1448
Transaction TypeMortgage
Record UpdatedOct 29, 2021
Title CompanyTICOR TITLE ORANGE COUNTY BR, TICOR TTL ORANGE CNTY BRANCH

Transferred To (Grantee/Buyer)

NameVerified Name
Address305 PACHECO DR, TRACY, CA 95376-1448

Mortgage

Document Number0000174446
DateOct 18, 2021
Instrument2021-174446
Lender
NameRATE PLUS INC
TypeNon-Lending Institution
AddressIRVINE, CA 92614
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Unified School DistrictTracy Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$7,735.00 (+77.61%)$652,800 (+71.25%) Land $178,500 Building $474,300
2023$4,355.00 (+2.11%)$381,203 Land $133,418 Building $247,785
2022$4,265.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060770054052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1996–1998)
Most Recent ClaimFeb 1998, rainfall accumulation, Severe Winter Storms And Flooding
Claims By Storm
  • Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 648 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
Zinnia NetworksFixed Wireless (unlicensed)600 / 120
UnWired Broadband HoldingFixed Wireless (unlicensed)400 / 50
VerizonFixed Wireless300 / 20
Cal.netFixed Wireless (licensed-by-rule)100 / 20
AT&TFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: AT&T, UnWired Broadband Holding. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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