325 Olean St, Schenectady, NY 12306 Property Records

Schenectady County and Schenectady City property record for 325 Olean St, Schenectady, NY 12306 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 1945
Square Footage	1,890 sqft Living Area
Lot Size	30,300 sqft (0.695 acres)
Garage	Attached, 308 sqft
Occupancy	Owner Occupied
Tax Bill	$6,551.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`421500 48.50-1-18`
Alternative APN	`150004805000010180000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,890 sqft Living Area
1st Floor	1,080 sqft 1st Floor
Upper Floors	810 sqft Upper Floors
Stories	1 Stories

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Cape Cod Style
Exterior Material	Brick Exterior
Lot Area	30,300 sqft (0.695 acres)
Depth X Width	150 ft x 202 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Attached Garage
Garage Area	308 sqft Garage
Porch Area	312 sqft Porch

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Oil Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	325 OLEAN ST
City	SCHENECTADY
State	NY
Zip	12306-2433
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	THRU 695 1 BRICK &
Legal Block	1
Legal Lot Number	18.000
Jurisdiction	SCHENECTADY NY
Minor Civil Division	SCHENECTADY
Census Blockgroup	3
Census Block	3012
Census Tract	21200

Owner

Source: Schenectady County and Schenectady City records · APN 421500 48.50-1-18

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	325 OLEAN ST, SCHENECTADY, NY 12306-2433
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Jun 08, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	325 OLEAN ST, SCHENECTADY, NY 12306-2433
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	NORTHEAST TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033569
Date	Jul 30, 2018
Book Page	4853/985
Instrument	201833569

Lender

Name	TRUSTCO BANK
Type	Bank
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	306 Months
Due	Jan 07, 2044

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,551.00 (+2.73%)	$145,200 (-) Land $21,800 Building $123,400	$240,437 (+30.82%) Land $36,099 Building $204,338
2023		$145,200 (-) Land $21,800 Building $123,400	$183,797 (+3.8%) Land $27,595 Building $156,202
2022		$145,200 Land $21,800 Building $123,400	$177,073 Land $26,585 Building $150,488
2021	$6,377.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Low above 5% of the US · above 6% of New York
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.