325 Oconee Ave, Westminster, SC 29693 Property Records

Oconee County property record for 325 Oconee Ave, Westminster, SC 29693

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,600 sqft · built 2000
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on File
Last Sale	$150,000 (Dec 2016)
Tax Bill	$1,283 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`323-01-01-087`

Property Details

APN / Parcel Number

Primary APN	`323-01-01-087`
Alternative APN	`48212`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,600 sqft Living Area
1st Floor Area	1,809 sqft
Basement Area	1,809 sqft
Finished Basement	1,809 sqft
Unfinished Basement	1,809 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2005
Architectural Style	Traditional
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Shingle
Lot Area	15,246 sqft (0.35 acres)
Garage Type	Attached
Garage Area	400 sqft
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	48212
Street Address	325 OCONEE AVE
City	WESTMINSTER
State	SC
Zip	29693-6434
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 323 CHICKASAW POINT
Legal Subdivision	CHICKASAW POINT
Legal Block	1
Legal Lot Number	323
Jurisdiction	OCONEE SC
Township / Civil Division	OAKWAY
Census Block Group	2
Census Block	2004
Census Tract	30901

Owner

325 Oconee Ave is owned and occupied by two individuals who bought it in December 2016.

Source: Oconee County records, as of November 17, 2025

Owner of Record	2 Individual Names on File
Mailing Address	325 OCONEE AVE, WESTMINSTER, SC 29693-6434
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2022	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jul 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2016 · Amount on File
Deed Sale	Dec 28, 2016 · Amount on File
Prior Sale	Aug 27, 2009 · Amount on File
Deed Document Number	20167916
Deed Book / Page	2234 / 5
Prior Transfer Date	Nov 9, 2016
Prior Transfer Doc	0000007916
Record Updated	Oct 29, 2026

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	OCONEE SC
Recording Date	Apr 12, 2022
Property Address	325 OCONEE AVE, WESTMINSTER, SC 29693-6434
Document Number	0000016349
Book / Page	2801 / 258
Map Reference	MB P-34 PG 67
Instrument Date	Apr 8, 2022
Instrument	16349
Transaction Type	Transfer
Record Updated	Apr 22, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,221.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	325 OCONEE AVE, WESTMINSTER, SC 29693-6434

Mortgage

Document Number	0000016350
Date	Apr 12, 2022
Book Page	4316/261
Instrument	16350

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	325 OCONEE AVE, WESTMINSTER, SC 29693-6434
Transaction Type	Mortgage
Record Updated	Aug 5, 2021
Title Company	VANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000294
Date	Jul 7, 2021
Book Page	4181/150
Instrument	294

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 325 Oconee Ave was $1,283.

Source: Oconee County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,283.00	$12,241 Land $368 Building $11,873	$306,010 Land $9,190 Building $296,820
2023		$12,241 Land $368 Building $11,873	$306,010 Land $9,190 Building $296,820

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 325 Oconee Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 325 Oconee Ave is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 48% of South Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICKASAW POINT private · serves 823 people · EPA ID SC3750010
Water Source	Purchased surface water from PIONEER RURAL WATER DIST
Last State Inspection	Nov 2023
Lead	7 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Carolina Rural Telephone Cooperative Fiber	8,000 / 8,000

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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