325 NE 4th St, Cedaredge, CO 81413 Property Records

Delta County property record for 325 NE 4th St, Cedaredge, CO 81413

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,014 sqft · built 1980
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on Record
Last Sale$335,000 (Dec 2025)
Tax Bill$1,096 (2025)
Deeds & MortgagesMar 2020 Mortgage
Dec 2025 Sale & Reverse Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNR002889

Property Details

APN / Parcel Number

Primary APNR002889
Alternative APN
  • 319320402042

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Building Area1,014 sqft Living Area
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1985
Architectural StyleRanch
Exterior MaterialOther
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area8,712 sqft (0.2 acres)

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemRadiant
Heating FuelElectric
SewerConnected

Location & Zoning

Account NumberR002889
Street Address325 NE 4TH ST
CityCEDAREDGE
StateCO
Zip81413-3303
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description325 NE 4TH ST CEDAREDGE 81413 S: 20 T: 13S R: 94W SUBDIVISION: CEDAREDGE ESTATES AMENDED BLOCK: 2 LOT: 6 N92 OF LOT TOTAL AC 0.2+-(N100.00, S82.60, E184.72, W167.32) N92 OF LOT 6 BLK 2 CEDAREDGE ESTATES AMD. SEC 20 T13S R94W 6PM BK 484 PG 219 (R-3871
Legal SubdivisionCEDAREDGE ESTATES AMENDED
Legal Block2
Legal Lot Number6
JurisdictionDELTA CO
Township / Civil DivisionCEDAREDGE
Census Block Group1
Census Block1006
Census Tract965201

Owner

Source: Delta County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address325 NE 4TH ST, CEDAREDGE, CO 81413-3303
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
CREDIT UNION OF COLORADO
Dec 11, 2025Warranty Deed, Transfer · Reverse Mortgage
CMG MORTGAGE INC
May 11, 2021Warranty Deed, Transfer
HERITAGE TITLE COMPANY
Apr 19, 2019Warranty Deed, Transfer · Conventional Mortgage
CORNERSTONE HOME LENDING INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 11, 2025 · Amount on Record
Deed SaleDec 11, 2025 · Amount on Record
Prior SaleMay 11, 2021 · Amount on Record
Deed Document Number2025764838
Prior Transfer DateJun 1, 2012
Prior Transfer Doc0000659243
Record UpdatedJun 8, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDELTA CO
Property Address325 NE 4TH ST, CEDAREDGE, CO 81413-3303
Transaction TypeMortgage
Record UpdatedDec 23, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000717797
DateMar 24, 2020
Instrument717797
Lender
NameCREDIT UNION OF COLORADO
TypeCredit Union
AddressDENVER, CO 80203
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 1, 2035

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDELTA CO
Recording DateDec 11, 2025
Property Address325 NE 4TH ST, CEDAREDGE, CO 81413-3303
Document Number0000764838
Instrument DateDec 10, 2025
Instrument764838
Transaction TypeTransfer
Record UpdatedDec 23, 2025
Title CompanyLAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$33.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address18177 2550 RD, CEDAREDGE, CO 81413-8141

Transferred To (Grantee/Buyer)

NameVerified Name
Address325 NE 4TH ST, CEDAREDGE, CO 81413-3303

Mortgage

Document Number0000764839
DateDec 11, 2025
Instrument764839
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term1034 Months
DueFeb 3, 2112

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDELTA CO
Recording DateMay 11, 2021
Property Address325 NE 4TH ST, CEDAREDGE, CO 81413-3303
Document Number728988
Instrument DateMay 7, 2021
Instrument728988
Transaction TypeTransfer
Record UpdatedMay 28, 2021
Title CompanyHERITAGE TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$26.99
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address325 NW 4TH ST, CEDAREDGE, CO 81413-3612

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDELTA CO
Recording DateApr 19, 2019
Property Address325 NE 4TH ST, CEDAREDGE, CO 81413-3303
Document Number0000710279
Instrument DateApr 18, 2019
Instrument710279
Transaction TypeTransfer
Record UpdatedFeb 28, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$18.29
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address325 NE 4TH ST, CEDAREDGE, CO 81413-3303

Mortgage

Document Number0000710280
DateApr 19, 2019
Instrument710280
Lender
NameCORNERSTONE HOME LENDING INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2049

Tax Assessment & Valuation

Source: Delta County assessment roll, as of May 4, 2026

Property Jurisdictions

TypeName
StateColorado
CountyDelta County
MunicipalityCedaredge Town
Unified School DistrictDelta County School District 50J (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,096.00 (+13.93%)$15,876 (+12.4%) Land $2,813 Building $13,063$254,011 (+20.49%) Land $45,000 Building $209,011
2024$962.00 (+4.11%)$14,125 (-) Land $2,923 Building $11,202
2023$924.00 (+10.66%)$14,125 (+13.32%) Land $2,923 Building $11,202$210,821 (+17.55%) Land $43,620 Building $167,201
2022$835.00$12,465 Land $3,128 Building $9,337$179,348 Land $45,000 Building $134,348

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 76% of Colorado
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CEDAREDGE
serves 2,400 people · EPA ID CO0115171
Water SourceSurface water
Last State InspectionNov 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Delta County Tele-Comm
Fiber · DSL
6,000 / 6,000
Elevate Internet
Fiber
6,000 / 6,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
Rise Broadband
Fixed Wireless
100 / 20

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