320 NE 4th St, Cedaredge, CO 81413 Property Records

Delta County property record for 320 NE 4th St, Cedaredge, CO 81413

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.75 ba · 1,272 sqft · built 1978
Lot Size0.8 acres (34,848 sqft)
Owner2 Individual Names on Record
Last Sale$192,414 (Sep 2017)
Tax Bill$1,604 (2025)
Deeds & MortgagesMay 2024 Line of Credit
Sep 2017 Sale
Flood ZoneZone X (minimal risk)
APNR002887

Property Details

APN / Parcel Number

Primary APNR002887
Alternative APN
  • 319320402040

Interior

Bedrooms3 Beds
Full Baths1.75 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Building Area1,272 sqft Living Area
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1985
Architectural StyleRanch
Exterior MaterialStone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area34,848 sqft (0.8 acres)
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelCoal
SewerConnected

Location & Zoning

Account NumberR002887
Street Address320 NE 4TH ST
CityCEDAREDGE
StateCO
Zip81413-3309
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description320 NE 4TH ST CEDAREDGE 81413 S: 20 T: 13S R: 94W SUBDIVISION: CEDAREDGE ESTATES AMENDED BLOCK: 2 LOT: 40 AND:- LOT: 41 (BEING PARCEL B) , LESS PT OF LOT 41 LYING W OF SURFACE CREEK TOTAL AC 0.8+-(N303.98, S322.65, E200.00, W201.86) LOT 40 & PT 41 (B
Legal SubdivisionCEDAREDGE ESTATES AMENDED
Legal Block2
Legal Lot Number40
JurisdictionDELTA CO
Township / Civil DivisionCEDAREDGE
Census Block Group1
Census Block1006
Census Tract965201

Owner

Source: Delta County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address320 NE 4TH ST, CEDAREDGE, CO 81413-3309
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 7, 2024Deed of Trust, Mortgage · Line of Credit
COASTAL COMMUNITY BANK
Sep 1, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 1, 2017 · Amount on Record
Deed SaleSep 1, 2017 · Amount on Record
Prior SaleJun 5, 2006 · Amount on Record
Deed Document Number2017697898
Record UpdatedJun 8, 2026

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDELTA CO
Property Address320 NE 4TH ST, CEDAREDGE, CO 81413-3309
Transaction TypeMortgage
Record UpdatedMay 20, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 NE 4TH ST, CEDAREDGE, CO 81413-3309

Mortgage

Document Number0000752893
DateMay 7, 2024
Instrument752893
Lender
NameCOASTAL COMMUNITY BANK
TypeBank
AddressCAMPBELL, CA 95008
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDELTA CO
Recording DateSep 1, 2017
Property Address320 NE 4TH ST, CEDAREDGE, CO 81413-3309
Document Number0000697898
Instrument DateAug 31, 2017
Instrument697898
Transaction TypeTransfer
Record UpdatedFeb 28, 2022

Transaction

AmountAmount Recorded
Tax$19.25
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 1263, CEDAREDGE, CO 81413-1263

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 NE 4TH ST, CEDAREDGE, CO 81413-3309

Tax Assessment & Valuation

Source: Delta County assessment roll, as of May 4, 2026

Property Jurisdictions

TypeName
StateColorado
CountyDelta County
MunicipalityCedaredge Town
Unified School DistrictDelta County School District 50J (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,604.00 (+8.82%)$23,232 (+7.39%) Land $7,000 Building $16,232$371,717 (+15.12%) Land $112,000 Building $259,717
2024$1,474.00 (+4.1%)$21,634 (-) Land $5,439 Building $16,195
2023$1,416.00 (+25.31%)$21,634 (+28.17%) Land $5,439 Building $16,195$322,890 (+32.95%) Land $81,173 Building $241,717
2022$1,130.00$16,879 Land $3,128 Building $13,751$242,862 Land $45,000 Building $197,862

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 76% of Colorado
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CEDAREDGE
serves 2,400 people · EPA ID CO0115171
Water SourceSurface water
Last State InspectionNov 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Delta County Tele-Comm
Fiber · DSL
6,000 / 6,000
Elevate Internet
Fiber
6,000 / 6,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
Rise Broadband
Fixed Wireless
100 / 20

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