325 Montgomery St, Laurel, MD 20707 Property Records

Prince George's County property record for 325 Montgomery St, Laurel, MD 20707

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,992 sqft · built 1910
Lot Size	0.256 acres (11,138 sqft)
Owner	2 Individual Names on Record
Last Sale	$45,700 (Jan 1978)
Tax Bill	$12,044 (2025)
Deeds & Mortgages	Apr 2023 Reverse Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-1085430`

Property Details

APN / Parcel Number

Primary APN	`10-1085430`
Alternative APN	`1085430`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,992 sqft Living Area
1st Floor Area	1,092 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	11,138 sqft (0.256 acres)
Garage Type	Detached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	1085430
Street Address	325 MONTGOMERY ST
City	LAUREL
State	MD
Zip	20707-4349
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LAUR
Legal Description	C F SHAFFER PLAT
Legal Block	44
Legal Lot Number	22
Jurisdiction	PRINCE GEORGE'S MD
Township / Civil Division	10, LAUREL
Census Block Group	1
Census Block	1004
Census Tract	800103

Owner

Source: Prince George's County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	325 MONTGOMERY ST, LAUREL, MD 20707-4349
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2023	Deed of Trust, Mortgage · Reverse Mortgage SMARTFI HOME LOANS LLC
Oct 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BK&TR
Sep 14, 2018	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 1978 · Amount on Record
Deed Sale	Jan 10, 1978 · Amount on Record
Deed Book / Page	4874 / 954
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PRINCE GEORGE'S MD
Property Address	325 MONTGOMERY ST, LAUREL, MD 20707-4349
Transaction Type	Mortgage
Record Updated	May 1, 2023
Title Company	DREAM TITLE AND ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 MONTGOMERY ST, LAUREL, MD 20707-4349

Mortgage

Document Number	0487370136
Date	Apr 10, 2023
Book Page	48737/136

Lender

Name	SMARTFI HOME LOANS LLC
Type	Non-Lending Institution
Address	SAN DIEGO, CA 92122

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	857 Months
Due	Sep 18, 2094

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PRINCE GEORGE'S MD
Property Address	325 MONTGOMERY ST, LAUREL, MD 20707-4349
Document Number	0427320277
Instrument Date	Oct 18, 2019
Transaction Type	Mortgage
Record Updated	Nov 27, 2019
Title Company	BLUE NOTE TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 MONTGOMERY ST LAUREL MD 207074349, LAUREL, MD 20707-4349

Mortgage

Document Number	0427320277
Date	Nov 6, 2019
Book Page	042732/000277

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 5, 2049

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PRINCE GEORGE'S MD
Property Address	325 MONTGOMERY ST, LAUREL, MD 20707-4349
Document Number	0413890339
Instrument Date	Sep 14, 2018
Transaction Type	Mortgage
Record Updated	Nov 2, 2018
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 MONTGOMERY ST LAUREL MD 207074349, LAUREL, MD 20707-4349

Mortgage

Document Number	0413890339
Date	Oct 11, 2018
Book Page	041389/000339

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Prince George's County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Prince George's County
Municipality	Laurel City
Unified School District	Prince George's County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,044.00 (+93.17%) Homeowner's exemption	$413,800 (+9.43%) Land $101,400 Building $312,400	$413,800 (-) Land $101,400 Building $312,400
2023	$6,235.00 Homeowner's exemption	$378,133	$413,800 Land $101,400 Building $312,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (1979–2025)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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