321 Montgomery St, Laurel, MD 20707 Property Records

Prince George's County property record for 321 Montgomery St, Laurel, MD 20707

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,658 sqft · built 1910
Lot Size	0.256 acres (11,138 sqft)
Owner	Individual Name on Record
Last Sale	$520,000 (Oct 2023)
Tax Bill	$6,202 (2024)
Deeds & Mortgages	Oct 2023 Sale & Mortgage May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-1051937`

Property Details

APN / Parcel Number

Primary APN	`10-1051937`
Alternative APN	`1051937`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,658 sqft Living Area
1st Floor Area	906 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	11,138 sqft (0.256 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	84 sqft
Shed	1 Shed
Shed Area	220 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	1051937
Street Address	321 MONTGOMERY ST
City	LAUREL
State	MD
Zip	20707-4349
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LAUR
Legal Description	N SIDE MONTG AVE
Legal Subdivision	LAUREL
Legal Block	44
Legal Lot Number	12
Jurisdiction	PRINCE GEORGE'S MD
Township / Civil Division	10, LAUREL
Census Block Group	1
Census Block	1004
Census Tract	800103

Owner

Source: Prince George's County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	321 MONTGOMERY ST, LAUREL, MD 20707-4349
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2023	Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
May 6, 2022	Deed, Transfer · Commercial Mortgage PLATINUM PROPERTIES HOLDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2023 · Amount on Record
Deed Sale	Oct 26, 2023 · Amount on Record
Prior Sale	May 6, 2022 · Amount on Record
Deed Book / Page	49241 / 213
Prior Transfer Date	Jan 23, 2015
Prior Transfer Doc	0366990054
Record Updated	Jun 8, 2026

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	PRINCE GEORGE'S MD
Recording Date	Oct 26, 2023
Property Address	321 MONTGOMERY ST, LAUREL, MD 20707-4349
Document Number	0492410213
Book / Page	49241 / 213
Instrument Date	Aug 31, 2023
Transaction Type	Transfer
Record Updated	Nov 8, 2023
Title Company	UNIVERSAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	321 MONTGOMERY ST, LAUREL, MD 20707-4349

Mortgage

Document Number	0049241224
Date	Oct 26, 2023
Instrument	49241/224

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2053

Mortgage

Document Number	0492410241
Date	Oct 26, 2023
Book Page	49241/241

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	83042

Agreement

Type	Line of Credit
Amount	Amount Recorded

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	PRINCE GEORGE'S MD
Recording Date	May 6, 2022
Property Address	321 MONTGOMERY ST, LAUREL, MD 20707-4349
Document Number	0476180005
Book / Page	47618 / 5
Instrument Date	Apr 22, 2022
Transaction Type	Transfer
Record Updated	May 18, 2022
Title Company	CLEARVIEW SETTLEMENT SLN LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$5,225.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8803 CREEKWAY DR, CLINTON, MD 20735-4612

Mortgage

Document Number	0476180009
Date	May 6, 2022
Book Page	47618/9

Lender

Name	PLATINUM PROPERTIES HOLDING LLC
Type	Non-Lending Institution
Address	CATONSVILLE, MD 21228

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Apr 22, 2023

Tax Assessment & Valuation

Source: Prince George's County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Prince George's County
Municipality	Laurel City
Unified School District	Prince George's County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$351,500 (+10.87%) Land $101,400 Building $250,100	$351,500 (-) Land $101,400 Building $250,100
2024	$6,202.00 (+18.65%)
2023	$5,227.00	$317,033	$351,500 Land $101,400 Building $250,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (1979–2025)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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