325 Main St, Oneida, NY 13421 Property Records

Madison County and Oneida City property record for 325 Main St, Oneida, NY 13421

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,902 sqft · built 1908
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$110,000 (Jul 2007)
Tax Bill	$5,352 (2026)
Deeds & Mortgages	Apr 2018 Mortgage
APN	`251201 38.24-2-44`

Property Details

APN / Parcel Number

Primary APN	`251201 38.24-2-44`
Alternative APNs	`120103802400020440000000` `INSIDE`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,902 sqft Total Area
1st Floor Area	1,556 sqft
2nd Floor Area	1,346 sqft

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	165 ft deep x 41 ft wide
Garage Type	Detached
Garage Area	726 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	440 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	325 MAIN ST
City	ONEIDA
State	NY
Zip	13421-2144
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R3
Legal Description	325 327 MAIN ST
Legal Block	2
Legal Lot Number	44.000
Jurisdiction	MADISON NY
Township / Civil Division	ONEIDA
Census Block Group	2
Census Block	2027
Census Tract	30101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Main-Broad-Grove Streets Historic District listed 1983 · 194 contributing resources · NRIS 83001705

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Madison County and Oneida City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3475 NELSON PL E, CANASTOTA, NY 13032-4614
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2007 · Amount on Record
Deed Sale	Jul 30, 2007 · Amount on Record
Deed Book / Page	1414 / 56
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NY
Property Address	325 MAIN ST, ONEIDA, NY 13421-2144
Document Number	0000002215
Instrument Date	Apr 30, 2018
Transaction Type	Mortgage
Record Updated	May 16, 2018
Title Company	INDEPENDENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3475 NELSON P1 E CANASTOTA NY 13032, CANASTOTA, NY 13032

Mortgage

Document Number	0000002215
Date	May 2, 2018
Instrument	2215

Lender

Name	M&T BK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2033

Tax Assessment & Valuation

Source: Madison County and Oneida City assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Madison County
Municipality	Oneida City
Unified School District	Oneida City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,352.00 (-1.47%)
2025	$5,432.00 (+99.71%)	$109,200 (-) Land $10,100 Building $99,100	$153,803 (+7.04%) Land $14,225 Building $139,578
2023		$109,200 (-) Land $10,100 Building $99,100	$143,684 (+9.21%) Land $13,289 Building $130,395
2022	$2,720.00	$109,200 Land $10,100 Building $99,100	$131,566 Land $12,169 Building $119,397

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	44 (1996–2013)
Most Recent Claim	Jun 2013 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2013 · 41 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONEIDA CITY serves 11,393 people · EPA ID NY2602381
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20