320 Main St, Oneida, NY 13421 Property Records

Madison County and Oneida City property record for 320 Main St, Oneida, NY 13421

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 3,410 sqft · built 1912
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on Record
Last Sale	$245,000 (Jun 2022)
Tax Bill	$9,368 (2025)
Deeds & Mortgages	Jun 2022 Sale
APN	`251201 38.24-2-20`

Property Details

APN / Parcel Number

Primary APN	`251201 38.24-2-20`
Alternative APNs	`120103802400020200000000` `INSIDE`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	3,410 sqft Living Area
1st Floor Area	1,705 sqft
2nd Floor Area	1,705 sqft
Attic	Attic
Attic Area	800 sqft

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	15,682 sqft (0.36 acres)
Lot Dimensions	244 ft deep x 70 ft wide
Garage Type	Detached
Garage Area	910 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	324 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	320 MAIN ST
City	ONEIDA
State	NY
Zip	13421-2125
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Block	2
Legal Lot Number	20.000
Jurisdiction	MADISON NY
Township / Civil Division	ONEIDA
Census Block Group	2
Census Block	2022
Census Tract	30102

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Main-Broad-Grove Streets Historic District listed 1983 · 194 contributing resources · NRIS 83001705

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Madison County and Oneida City records, as of April 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	320 MAIN ST, ONEIDA, NY 13421-2125
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2022 · Amount on Record
Deed Sale	Jun 29, 2022 · Amount on Record
Prior Sale	Apr 6, 2022 · Amount on Record
Deed Document Number	20223816
Record Updated	Jun 8, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON NY
Recording Date	Jun 29, 2022
Property Address	320 MAIN ST, ONEIDA, NY 13421-2125
Document Number	0000000816
Instrument Date	Jun 29, 2022
Instrument	2022-3816
Transaction Type	Transfer
Record Updated	Jul 26, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3915 PRATT DR, ONEIDA, NY 13421-3637

Tax Assessment & Valuation

Source: Madison County and Oneida City assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Madison County
Municipality	Oneida City
Unified School District	Oneida City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,368.00 (+133.56%)	$188,300 (-) Land $14,000 Building $174,300	$265,211 (+7.04%) Land $19,718 Building $245,493
2023		$188,300 (-) Land $14,000 Building $174,300	$247,763 (+9.21%) Land $18,421 Building $229,342
2022	$4,011.00 Homeowner's exemption	$188,300 Land $14,000 Building $174,300	$226,867 Land $16,867 Building $210,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONEIDA CITY serves 11,393 people · EPA ID NY2602381
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20