325 Main St, Dunedin, FL 34698 Property Records

Pinellas County property record for 325 Main St, Dunedin, FL 34698

Property Summary

Property Type	Nightclub or Cocktail Lounge
Details	6 ba · 5,358 sqft · built 1915
Lot Size	0.179 acres (7,806 sqft)
Owner	Owner Name on Record
Last Sale	$1,315,000 (Aug 2006)
Tax Bill	$19,894 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2021 Line of Credit + 2 more
Flood Zone	Zone X (moderate risk)
APN	`C62-000-743-1553-2`

Property Details

APN / Parcel Number

Primary APN	`C62-000-743-1553-2`
Alternative APNs	`27-28-15-44298-023-0030` `152827442980230030` `R290496`

Interior

Full Baths	6 Baths
Plumbing Fixtures	18 Plumbing Fixtures
Stories	2 Stories
Building Area	5,358 sqft Heated Area
1st Floor Area	2,958 sqft
2nd Floor Area	2,400 sqft
Upper Floors Area	2,400 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1986
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Foundation Type	Footing
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	7,806 sqft (0.179 acres)
Lot Dimensions	185 ft deep x 40 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	132 sqft
Deck Area	450 sqft
Patio Area	450 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	R290496
Old Parcel Number	152827442980230030
Street Address	325 MAIN ST
City	DUNEDIN
State	FL
Zip	34698-5733
Property Category	Commercial
Property Type	Commercial > Retail > Nightclub or Cocktail Lounge
Legal Description	JONES & WIFE'S SUB BLK 23, LOT 3 & E 15FT OF LOT 4 (LYING IN NNW34-28-15)
Legal Range	15
Legal Township	28
Legal Section	27
Legal Subdivision	JONES & WIFE'S SUB
Legal Block	23
Legal Lot Number	3
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	2
Census Block	2034
Census Tract	27108

Owner

Source: Pinellas County records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	325 MAIN ST, DUNEDIN, FL 34698-5733
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2021	Deed of Trust, Mortgage · SBA Mortgage VALLEY BANK
Nov 16, 2021	Deed of Trust, Mortgage · Line of Credit VALLEY BANK
Jan 4, 2021	Loan Modification, Mortgage GEM FLA PROPERTIES LLC
Dec 11, 2017	Loan Modification, Mortgage GEM FLA PROPERTIES LLC

Assessor's Deed Record

Last Sale	Aug 21, 2006 · Amount on Record
Deed Sale	Aug 21, 2006 · Amount on Record
Deed Document Number	0153172357
Deed Book / Page	15317 / 2357
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	325 MAIN ST, DUNEDIN, FL 34698-5733
Transaction Type	Mortgage
Record Updated	Feb 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 MAIN ST, DUNEDIN, FL 34698-5733

Mortgage

Document Number	0218072178
Date	Nov 16, 2021
Book Page	21807/2178
Instrument	2021372698

Lender

Name	VALLEY BANK
Type	Bank
Address	CLEARWATER, FL 33762

Agreement

Type	SBA Mortgage
Amount	Amount Recorded

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	325 MAIN ST, DUNEDIN, FL 34698-5733
Transaction Type	Mortgage
Record Updated	Feb 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 MAIN ST, DUNEDIN, FL 34698-5733

Mortgage

Document Number	0218072207
Date	Nov 16, 2021
Book Page	21807/2207
Instrument	2021372701

Lender

Name	VALLEY BANK
Type	Bank
Address	CLEARWATER, FL 33762

Agreement

Type	Line of Credit
Amount	Amount Recorded

January 2021: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PINELLAS FL
Property Address	325 MAIN ST, DUNEDIN, FL 34698-5733
Document Number	0213292562
Instrument Date	Jan 4, 2021
Transaction Type	Mortgage
Record Updated	Jan 21, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	319 MAIN ST DUNEDIN FL 346985733, DUNEDIN, FL 34698-5733

Mortgage

Document Number	0213292562
Date	Jan 5, 2021
Book Page	021329/002562
Instrument	2956

Lender

Name	GEM FLA PROPERTIES LLC
Address	9480 BRYNDALE WAY NE, ADA, MI 49301-8854

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Jan 4, 2024

December 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PINELLAS FL
Property Address	325 MAIN ST, DUNEDIN, FL 34698-5733
Document Number	0199102689
Book / Page	019910 / 002689
Instrument Date	Dec 11, 2017
Transaction Type	Mortgage
Record Updated	Feb 6, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	325 MAIN ST DUNEDIN FL 346985733, DUNEDIN, FL 34698-5733

Mortgage

Document Number	0199102689
Date	Jan 17, 2018
Book Page	019910/002689
Instrument	16072

Lender

Name	GEM FLA PROPERTIES LLC
Address	9480 BRYNDALE WAY NE, ADA, MI 49301-8854

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Jan 16, 2021

Interest

Rate Type	Fixed Rate
Rate	7%

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Dunedin City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$19,894.00 (+20.61%)	$1,175,000 (+18.09%)	$1,175,000 (+18.09%) Land $713,103 Building $461,897
2023	$16,494.00 (+9.7%)	$995,000 (+11.17%)	$995,000 (+11.17%) Land $626,181 Building $368,819
2022	$15,035.00	$895,000	$895,000 Land $595,781 Building $299,219

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 79 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	173 units insured incl. 94 condo units
Nearby Flood Claims	15 (2023–2024)
Claims Outside the SFHA	2 of 15
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUNEDIN WATER SYSTEM serves 46,161 people · EPA ID FL6520486
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	32 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Frontier, Verizon.

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