315 Main St, Dunedin, FL 34698 Property Records

Pinellas County property record for 315 Main St, Dunedin, FL 34698

Property Summary

Property Type	Restaurant
Details	4 ba · 1,040 sqft · built 1946
Lot Size	0.029 acres (1,276 sqft)
Owner	Company Name on Record
Last Sale	$550,000 (Dec 2019)
Tax Bill	$8,184 (2025)
Deeds & Mortgages	May 2026 Mortgage Nov 2019 Loan Modification + 1 more
Flood Zone	Zone X (moderate risk)
APN	`C62-000-743-1555-7`

Property Details

APN / Parcel Number

Primary APN	`C62-000-743-1555-7`
Alternative APNs	`27-28-15-44298-023-0061` `281527442980230061` `152827442980230061` `R290498`

Interior

Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	1,040 sqft Gross Area
1st Floor Area	960 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1994
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Foundation Type	Footing
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	1,276 sqft (0.029 acres)
Lot Dimensions	75 ft deep x 17 ft wide
Canopy	80 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Central

Location & Zoning

Account Number	R290498
Street Address	315 MAIN ST
City	DUNEDIN
State	FL
Zip	34698-5733
Property Category	Commercial
Property Type	Commercial > Retail > Restaurant
Legal Description	JONES & WIFES SUB BLK 23, W 10FT OF N 75FT OF LOT 6 & E 7.4FT OF N 75 FT OF LOT 7 (MAP N-34-28-15)
Legal Range	15E
Legal Township	28S
Legal Section	27
Legal Subdivision	JONES & WIFES SUB
Legal Tract	44298
Legal Block	23
Legal Lot Number	6,7
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	2
Census Block	2035
Census Tract	27108

Owner

Source: Pinellas County records, as of June 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	537 DOUGLAS AVE, 18, DUNEDIN, FL 34698-7605
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage VALLEY NATIONAL BANK
Nov 27, 2019	Loan Modification, Mortgage SUNSHINE ST ECONOMIC DEV CORP
Dec 2, 2019	Warranty Deed, Transfer · SBA Mortgage VAST BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2019 · Amount on Record
Deed Sale	Dec 2, 2019 · Amount on Record
Prior Sale	Jun 15, 2005 · Amount on Record
Deed Document Number	2019384811
Deed Book / Page	20791 / 2323
Transfer Doc	9635001671
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Recording Date	May 20, 2026
Property Address	315 MAIN ST, DUNEDIN, FL 34698-5733
Document Number	0000136934
Book / Page	23566 / 366
Instrument Date	May 14, 2026
Instrument	2026136934
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	0000136934,
Date	May 20, 2026
Book Page	23566/366
Instrument	2026136934

Lender

Name	VALLEY NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.3%
Max Rate	-1%

November 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PINELLAS FL
Property Address	315 MAIN ST, DUNEDIN, FL 34698-5733
Document Number	0208822014
Instrument Date	Nov 27, 2019
Transaction Type	Mortgage
Record Updated	Mar 6, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	315 MAIN ST DUNEDIN FL 346985733, DUNEDIN, FL 34698-5733

Mortgage

Document Number	0208822014
Date	Feb 13, 2020
Book Page	020882/002014
Instrument	50522

Lender

Name	SUNSHINE ST ECONOMIC DEV CORP
Address	14141 46TH ST N # 1206, CLEARWATER, FL 33762-3860

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Feb 12, 2045

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Dec 2, 2019
Property Address	315 MAIN ST, DUNEDIN, FL 34698-5733
Document Number	0207912323
Book / Page	20791 / 2323
Map Reference	MB 1 PG 48
Instrument Date	Nov 26, 2019
Instrument	2019384811
Transaction Type	Transfer
Record Updated	Aug 1, 2022
Title Company	BANKERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,850.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	841 HILLSIDE DR, 841, PALM HARBOR, FL 34683-2900

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1232 SAINT ANDREWS DR, DUNEDIN, FL 34698-2721

Mortgage

Document Number	0207912325
Date	Dec 2, 2019
Instrument	20791/2325

Lender

Name	VAST BANK NA
Type	Bank

Agreement

Type	SBA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Dunedin City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,184.00 (+9.41%)	$465,000 (+8.9%) Land $231,119 Building $233,881	$465,000 (+8.9%) Land $231,119 Building $233,881
2024	$7,480.00 (-0.04%)
2023	$7,483.00 (+1%)	$427,000 (+1.67%)	$427,000 (+1.67%) Land $225,149 Building $201,851
2022	$7,409.00	$420,000	$420,000 Land $218,587 Building $201,413

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 79 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	173 units insured incl. 94 condo units
Nearby Flood Claims	15 (2023–2024)
Claims Outside the SFHA	2 of 15
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUNEDIN WATER SYSTEM serves 46,161 people · EPA ID FL6520486
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	32 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Frontier, Verizon.

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