Okaloosa County property record for 325 Killarney Rd, Niceville, FL 32578
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,066 sqft · built 1997 |
| Lot Size | 0.426 acres (18,564 sqft) |
| Owner | Individual Name on File |
| Last Sale | $649,000 (Oct 2021) |
| Tax Bill | $9,707 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Jun 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-593-3165-2 |
| Primary APN | C56-000-593-3165-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 1 Story |
| Building Area | 3,066 sqft Heated Area |
| Gross Area | 4,479 sqft |
| 1st Floor Area | 3,066 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood |
| Lot Area | 18,564 sqft (0.426 acres) |
| Garage Type | Finished |
| Garage Area | 763 sqft |
| Porch | Open Porch |
| Porch Area | 386 sqft |
| Patio Area | 264 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 325 KILLARNEY RD |
|---|---|
| City | NICEVILLE |
| State | FL |
| Zip | 32578-2379 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROCKY BAYOU EST UNIT 12-B LOT 7 BLK D |
| Legal Range | 22 |
| Legal Township | 01S |
| Legal Section | 09 |
| Legal Subdivision | ROCKY BAYOU EST UNIT 12-B |
| Legal Block | D |
| Legal Lot Number | 7 |
| Legal Unit | 12-B |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | NICEVILLE-VALPARAISO |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 20900 |
Source: Okaloosa County records · APN C56-000-593-3165-2
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 325 KILLARNEY RD, NICEVILLE, FL 32578-2379 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 01, 2021 | Warranty Deed, Transfer · Conventional Mortgage CERTAINTY HOME LOANS LLC |
| Jun 18, 2019 | Warranty Deed, Transfer · Conventional Mortgage REALI LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 01, 2021 · Amount on Record |
| Deed Sale | Oct 01, 2021 · Amount on Record |
| Prior Sale | Jun 18, 2019 · Amount on Record |
| Deed Document Number | 3493462 |
| Deed Book / Page | 3577 / 3446 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Oct 01, 2021 |
| Property Address | 325 KILLARNEY RD, NICEVILLE, FL 32578-2379 |
| Document Number | 0035773446 |
| Book / Page | 3577 / 3446 |
| Map Reference | MB 16 PG 57 |
| Instrument Date | Sep 30, 2021 |
| Instrument | 3493462 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2021 |
| Title Company | BRADLEY TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,543.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 817 KEARNEY ST # 2, 817, MANHATTAN, KS 66502-5653 |
| Name | Verified Name |
|---|---|
| Address | 1408 MARK TWAIN CT, NICEVILLE, FL 32578-7104 |
| Document Number | 35773448 |
|---|---|
| Date | Oct 01, 2021 |
| Instrument | 3577/3448 |
| Name | CERTAINTY HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jun 18, 2019 |
| Property Address | 325 KILLARNEY RD, NICEVILLE, FL 32578-2379 |
| Document Number | 0034043114 |
| Book / Page | 003404 / 003114 |
| Instrument Date | Jun 10, 2019 |
| Instrument | 3285408 |
| Transaction Type | Transfer |
| Record Updated | Jul 09, 2019 |
| Title Company | OLD SOUTH LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,486.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 228 CHICAGO AVE #4 VALPARAISO FL 325802300, 4, VALPARAISO, FL 32580-2300 |
| Document Number | 34043116 |
|---|---|
| Date | Jun 18, 2019 |
| Book Page | 003404/003116 |
| Instrument | 3285409 |
| Name | REALI LNS |
|---|---|
| Address | 777 MARINERS ISLAND BLVD # 210, SAN MATEO, CA 94404-5059 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 17, 2049 |
Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Niceville City |
| Unified School District | Okaloosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,707.00 (+4.22%) Homeowner's exemption | $747,718 (+1.26%) Land $111,423 Building $636,295 | $747,718 (+1.26%) Land $111,423 Building $636,295 |
| 2023 | $9,314.00 (+14.56%) Homeowner's exemption | $738,427 (+19.3%) Land $98,324 Building $640,103 | $738,427 (+19.3%) Land $98,324 Building $640,103 |
| 2022 | $8,130.00 | $618,960 Land $93,642 Building $525,318 | $618,960 Land $93,642 Building $525,318 |
Source: FEMA National Flood Hazard Layer as of March 8, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 86 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 86 in force |
| Nearby Flood Claims | 2 (1995–2012) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2012 · other causes |
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
May also be available: T-Mobile USA.
Based on FCC filings for 265 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF NICEVILLE serves 22,243 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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