324 Killarney Rd, Niceville, FL 32578 Property Records

Okaloosa County property record for 324 Killarney Rd, Niceville, FL 32578 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,300 sqft · built 1997
Lot Size	0.66 acres (28,792 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Sep 2019)
Tax Bill	$4,618 (2025)
Deeds & Mortgages	Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-593-3160-3`

Property Details

APN / Parcel Number

Primary APN	`C56-000-593-3160-3`
Alternative APN	`09-1S-22-5022-000A-0060`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,300 sqft Heated Area
Gross Area	3,632 sqft
1st Floor Area	2,300 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	28,792 sqft (0.66 acres)
Garage Type	Finished
Garage Area	775 sqft
Porch	Open Porch
Porch Area	209 sqft
Patio Area	348 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	324 KILLARNEY RD
City	NICEVILLE
State	FL
Zip	32578-4902
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROCKY BAYOU EST UNIT 12-B LOT 6 BLK A
Legal Range	22
Legal Township	01S
Legal Section	09
Legal Subdivision	ROCKY BAYOU EST UNIT 12-B
Legal Block	A
Legal Lot Number	6
Legal Unit	12-B
Jurisdiction	OKALOOSA FL
Township / Civil Division	NICEVILLE-VALPARAISO
Census Block Group	2
Census Block	2021
Census Tract	20900

Owner

Source: Okaloosa County records · APN C56-000-593-3160-3

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	105 MERCED CT, SOUTHERN PINES, NC 28387-6475
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 26, 2019 · Amount on Record
Deed Sale	Sep 26, 2019 · Amount on Record
Prior Sale	Jul 02, 2008 · Amount on Record
Deed Document Number	3307563
Deed Book / Page	3421 / 0508
Record Updated	Jun 08, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Sep 26, 2019
Property Address	324 KILLARNEY RD, NICEVILLE, FL 32578-4902
Document Number	0034210508
Book / Page	003421 / 000508
Instrument Date	Sep 23, 2019
Instrument	3307563
Transaction Type	Transfer
Record Updated	Oct 23, 2019
Title Company	EMERALD COAST TITLE SERVICES INC, EMERALD COAST TITLE SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,625.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	324 KILLARNEY RD NICEVILLE FL 325784902, NICEVILLE, FL 32578-4902

Mortgage

Document Number	34210510
Date	Sep 26, 2019
Book Page	003421/000510
Instrument	3307564

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 25, 2049

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Niceville City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,618.00 (+9.64%) Homeowner's exemption	$377,041 (+5.99%)	$536,873 (+2.74%) Land $128,137 Building $408,736
2023	$4,212.00 (+4.8%) Homeowner's exemption	$355,743 (+3%)	$522,561 (+6.21%) Land $113,073 Building $409,488
2022	$4,019.00 Homeowner's exemption	$345,382	$492,009 Land $107,688 Building $384,321

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910209002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 86 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	86 in force 83 of 86 on primary residences
Nearby Flood Claims	2 (1995–2012)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2012, other causes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.