325 Indian Pointe Dr, Hardy, VA 24101 Property Records

Franklin County property record for 325 Indian Pointe Dr, Hardy, VA 24101

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,376 sqft · built 1990
Lot Size	0.408 acres (17,772 sqft)
Owner	2 Individual Names on Record
Last Sale	$595,000 (Oct 2020)
Tax Bill	$3,836 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`015 04-020 00`

Property Details

APN / Parcel Number

Primary APN	`015 04-020 00`
Alternative APN	`3246`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,376 sqft Living Area
Gross Area	3,785 sqft
1st Floor Area	1,587 sqft
Basement Area	1,633 sqft
Finished Basement	980 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2001
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,772 sqft (0.408 acres)
Terrain	Rolling
View / Lot	Waterfront
Driveway	Paver Driveway

Exterior Amenities

Porch	Patio
Porch Area	165 sqft
Deck Area	65 sqft
Balcony Area	60 sqft
Boat Access	Boat Access
Boat House	416 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	3246
Street Address	325 INDIAN POINTE DR
City	HARDY
State	VA
Zip	24101-2627
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	INDIAN POINTE LOT 21
Legal Subdivision	INDIAN POIN
Legal Lot Number	21
Jurisdiction	FRANKLIN VA
Township / Civil Division	GILLS CREEK
Census Block Group	1
Census Block	1013
Census Tract	20302

Owner

Source: Franklin County records, as of June 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	325 INDIAN POINTE DR, HARDY, VA 24101-2627
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2020 · Amount on Record
Deed Sale	Oct 23, 2020 · Amount on Record
Deed Document Number	20208361
Deed Book / Page	1149 / 1781
Prior Transfer Date	Jun 17, 2010
Prior Transfer Doc	00098301284
Record Updated	Sep 20, 2026

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	Oct 23, 2020
Property Address	325 INDIAN POINTE DR, HARDY, VA 24101-2627
Document Number	0011491781
Book / Page	1149 / 1781
Map Reference	MB 396 PG 686
Instrument Date	Oct 14, 2020
Instrument	200008361
Transaction Type	Transfer
Record Updated	Nov 9, 2021
Title Company	FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$595.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	325 INDIAN POINTE DR, HARDY, VA 24101-2627

Mortgage

Document Number	200008362
Date	Oct 23, 2020
Instrument	200008362

Lender

Name	VIRGINIA CU INC
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,836.00 (+16.7%)	$892,200 (+65.53%) Land $200,000 Building $692,200	$892,200 (+65.53%) Land $200,000 Building $692,200
2023	$3,287.00	$539,000 (-) Land $195,000 Building $344,000	$539,000 (-) Land $195,000 Building $344,000
2022		$539,000 Land $195,000 Building $344,000	$539,000 Land $195,000 Building $344,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN VIRGINIA WATER AUTHORITY serves 182,700 people · EPA ID VA2770900
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50
ZiTEL Fiber	960 / 960
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Indian Pointe Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures