321 Indian Pointe Dr, Hardy, VA 24101 Property Records

Franklin County property record for 321 Indian Pointe Dr, Hardy, VA 24101

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,576 sqft · built 1986
Lot Size	0.417 acres (18,165 sqft)
Owner	2 Trust Names on File
Last Sale	$290,000 (May 2024)
Tax Bill	$3,227 (2025)
Deeds & Mortgages	Dec 2022 Second Mortgage Dec 2022 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`015 04-019 00`

Property Details

APN / Parcel Number

Primary APN	`015 04-019 00`
Alternative APN	`3245`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,576 sqft Living Area
Gross Area	3,464 sqft
1st Floor Area	672 sqft
Basement Area	1,240 sqft
Finished Basement	960 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2001
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	18,165 sqft (0.417 acres)
Terrain	Rolling
View / Lot	Waterfront
Garage Area	550 sqft
Driveway	Paver Driveway
Parking Spaces	2 Parking Spaces
Deck Area	32 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	3245
Street Address	321 INDIAN POINTE DR
City	HARDY
State	VA
Zip	24101-2627
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	INDIAN POINTE LOT 20
Legal Subdivision	INDIAN POIN
Legal Lot Number	20
Jurisdiction	FRANKLIN VA
Township / Civil Division	GILLS CREEK
Census Block Group	1
Census Block	1013
Census Tract	20302

Owner

321 Indian Pointe Dr is held in a trust since May 2024.

Source: Franklin County records, as of June 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	321 SPINNAKER SAIL CT, MONETA, VA 24121-3299
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TRULIANT FCU
Dec 27, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TRULIANT FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2024 · Amount on File
Deed Sale	May 13, 2024 · Amount on File
Deed Document Number	20242747
Deed Book / Page	1213 / 100
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	321 INDIAN POINTE DR, HARDY, VA 24101-2627
Transaction Type	Mortgage
Record Updated	Nov 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 INDIAN POINTE DR, HARDY, VA 24101-2627

Mortgage

Document Number	0011932573
Date	Dec 27, 2022
Book Page	1193/2573
Instrument	220009141

Lender

Name	TRULIANT FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27103

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	321 INDIAN POINTE DR, HARDY, VA 24101-2627
Transaction Type	Mortgage
Record Updated	Jun 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 INDIAN POINTE DR, HARDY, VA 24101-2627

Mortgage

Document Number	0011932573
Date	Dec 27, 2022
Book Page	1193/2573
Instrument	220009141

Lender

Name	TRULIANT FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27103

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 321 Indian Pointe Dr was $3,227.

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,227.00	$750,600 Land $200,000 Building $550,600	$750,600 Land $200,000 Building $550,600
2023	$3,070.00	$503,300 (-) Land $195,000 Building $308,300	$503,300 (-) Land $195,000 Building $308,300
2022		$503,300 Land $195,000 Building $308,300	$503,300 Land $195,000 Building $308,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 321 Indian Pointe Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 6, 2010

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 Indian Pointe Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN VIRGINIA WATER AUTHORITY serves 182,700 people · EPA ID VA2770900
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50
ZiTEL Fiber	960 / 960
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Indian Pointe Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures