325 Frederick St, Cumberland, MD 21502 Property Records

Allegany County property record for 325 Frederick St, Cumberland, MD 21502

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,464 sqft · built 1900
Lot Size0.084 acres (3,664 sqft)
OwnerIndividual Name on File
Last Sale$39,100 (Jun 2018)
Tax Bill$423 (2025)
Deeds & MortgagesJun 2018 Sale
Flood ZoneZone X (minimal risk)
APN23-011603

Property Details

APN / Parcel Number

Primary APN23-011603
Alternative APN
  • 011603

Interior

Full Baths3 Baths
Stories2 Stories
Building Area1,464 sqft Total Area

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area3,664 sqft (0.084 acres)
Lot Dimensions110 ft deep x 32 ft wide
PorchPorch
Porch Area60 sqft
Deck Area112 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number011603
Street Address325 FREDERICK ST
CityCUMBERLAND
StateMD
Zip21502-1753
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeZ-RC
Legal Description325 FREDERICK ST PT LOT 7 32X110 119
Legal SubdivisionMAGRUDERS ADD CUMBERLAND
Legal Lot Number7
JurisdictionALLEGANY MD
Township / Civil Division23, DECATUR
Census Block Group1
Census Block1025
Census Tract2300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Decatur Heights Historic District
listed 2005 · 342 contributing resources · NRIS 05001478

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

325 Frederick St is owned by an individual who bought it in June 2018.

Source: Allegany County records, as of October 1, 2026

Owner of RecordIndividual Name on File
Mailing Address9 MASONS LN, KEYSER, WV 26726-6549
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 6, 2018 · Amount on File
Deed SaleJun 6, 2018 · Amount on File
Deed Book / Page2385 / 463
Record UpdatedOct 29, 2026

June 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionALLEGANY MD
Recording DateJun 6, 2018
Property Address325 FREDERICK ST, CUMBERLAND, MD 21502-1753
Document Number0023850463
Book / Page002385 / 000463
Instrument DateMay 16, 2018
Transaction TypeTransfer
Record UpdatedJun 21, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$273.70
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address325 FREDERICK ST CUMBERLAND MD 215021753, CUMBERLAND, MD 21502-1753

Tax Assessment & Valuation

The 2025 property tax bill for 325 Frederick St was $423.

Source: Allegany County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAllegany County
MunicipalityCumberland City
Unified School DistrictAllegany County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$50,200 Land $3,200 Building $47,000$50,200 Land $3,200 Building $47,000
2025$423.00
2023$353.00$38,000 Land $3,200 Building $34,800$38,000 Land $3,200 Building $34,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 325 Frederick St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 12, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 325 Frederick St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 68% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CUMBERLAND
serves 27,039 people · EPA ID MD0010008
Water SourceSurface water
Last State InspectionJul 2025
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 600 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
SkyPacket
Fixed Wireless
100 / 20

May also be available: Crowsnest Broadband.

Nearby Properties on Frederick St

Nearby Streets

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