321 Frederick St, Cumberland, MD 21502 Property Records

Allegany County property record for 321 Frederick St, Cumberland, MD 21502

Property Summary

Property TypeCommercial Vacant Land
Lot Size0.081 acres (3,536 sqft)
OwnerIndividual Name on Record
Last Sale$39,100 (Jun 2018)
Tax Bill$7 (2025)
Flood ZoneZone X (minimal risk)
APN23-008998

Property Details

APN / Parcel Number

Primary APN23-008998
Alternative APN
  • 008998

Exterior

Lot Area3,536 sqft (0.081 acres)
Lot Dimensions110 ft deep x 32 ft wide

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account Number008998
Street Address321 FREDERICK ST
CityCUMBERLAND
StateMD
Zip21502-1753
Property CategoryCommercial
Property TypeVacant Land > Commercial
Legal Description321 FREDERICK ST PT LOTS 5 & 7 32X110 MAGRUDERS 111
Legal SubdivisionMAGRUDERS ADDITION
Legal Lot Number5,7
JurisdictionALLEGANY MD
Township / Civil Division23, DECATUR
Census Block Group1
Census Block1025
Census Tract2300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Decatur Heights Historic District
listed 2005 · 342 contributing resources · NRIS 05001478

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Allegany County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address9 MASONS LN, KEYSER, WV 26726-6549
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 6, 2018 · Amount on Record
Deed SaleJun 6, 2018 · Amount on Record
Prior SaleDec 14, 2007 · Amount on Record
Deed Book / Page2385 / 463
Transfer Doc0000001528
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Allegany County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAllegany County
MunicipalityCumberland City
Unified School DistrictAllegany County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$800 (-) Land $800$800 (-) Land $800
2025$7.00
2023$7.00$800 Land $800$800 Land $800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 12, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 68% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CUMBERLAND
serves 27,039 people · EPA ID MD0010008
Water SourceSurface water
Last State InspectionJul 2025
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 600 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
SkyPacket
Fixed Wireless
100 / 20

May also be available: Crowsnest Broadband.

Nearby Properties on Frederick St

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