325 Fish Hawk Dr, Winter Haven, FL 33884 Property Records

Polk County property record for 325 Fish Hawk Dr, Winter Haven, FL 33884

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,034 sqft · built 2006
Lot Size	0.177 acres (7,706 sqft)
Owner	2 Individual Names on File
Last Sale	$365,000 (Jul 2022)
Tax Bill	$4,056 (2023)
Deeds & Mortgages	Nov 2023 Mortgage Jul 2022 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`26-29-24-690595-000070`

Property Details

APN / Parcel Number

Primary APN	`26-29-24-690595-000070`
Alternative APNs	`242926690595000070` `42926000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,034 sqft Living Area
Gross Area	3,430 sqft
1st Floor Area	1,364 sqft
Upper Floors Area	1,670 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	7,706 sqft (0.177 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	396 sqft
Porch	Unfinished Open Porch
Porch Area	132 sqft

Location & Zoning

Street Address	325 FISH HAWK DR
City	WINTER HAVEN
State	FL
Zip	33884-4175
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HART LAKE COVE PHASE II PB 136 PGS 37 & 38 LOT 7
Legal Range	26E
Legal Township	29S
Legal Section	24
Legal Subdivision	HART LAKE COVE PHASE II
Legal Phase	II
Legal Tract	690595
Legal Block	2
Legal Lot Number	7
Jurisdiction	POLK FL
Township / Civil Division	LAKE WALES
Census Block Group	2
Census Block	2000
Census Tract	14401

Owner

325 Fish Hawk Dr is owned and occupied by two individuals who bought it in July 2022.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	325 FISH HAWK DR, WINTER HAVEN, FL 33884-4175
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jul 26, 2022	Warranty Deed, Transfer · FHA Mortgage PRIMELENDING
Oct 22, 2021	Warranty Deed, Transfer GIANNELL TITLE LLC
Oct 22, 2021	Warranty Deed, Transfer GIANNELL TITLE LLC
Mar 5, 2021	Deed of Trust, Mortgage · Commercial Mortgage DOMINION FINANCIAL SERVICES LLC
May 23, 2017	Grant Deed, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2022 · Amount on File
Deed Sale	Jul 26, 2022 · Amount on File
Prior Sale	Oct 22, 2021 · Amount on File
Deed Document Number	2022203328
Deed Book / Page	12353 / 2033
Prior Transfer Date	Jan 9, 2012
Prior Transfer Doc	0000005072
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	325 FISH HAWK DR, WINTER HAVEN, FL 33884-4175
Transaction Type	Mortgage
Record Updated	Dec 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 FISH HAWK DR, WINTER HAVEN, FL 33884-4175
Investor	Possibly a Property Investor

Mortgage

Document Number	0000267629
Date	Nov 14, 2023
Book Page	12907/418
Instrument	2023267629

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	481 Months
Due	Dec 1, 2063

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jul 26, 2022
Property Address	325 FISH HAWK DR, WINTER HAVEN, FL 33884-4175
Document Number	0000203328
Book / Page	12353 / 2033
Map Reference	MB 136 PG 37
Instrument Date	Jul 22, 2022
Instrument	2022203328
Transaction Type	Transfer
Record Updated	Aug 4, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,555.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	472 DESOTO DR, 472, NEW SMYRNA, FL 32169-5243

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 FISH HAWK DR, WINTER HAVEN, FL 33884-4175

Mortgage

Document Number	0123532035
Date	Jul 26, 2022
Instrument	12353/2035

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Oct 22, 2021
Property Address	325 FISH HAWK DR, WINTER HAVEN, FL 33884-4175
Document Number	0000276117
Book / Page	11949 / 1288
Map Reference	MB 136 PG 37&38
Instrument Date	Oct 19, 2021
Instrument	2021276117
Transaction Type	Transfer
Record Updated	Nov 9, 2021
Title Company	GIANNELL TITLE LLC

Transaction

Amount	Amount on Record
Tax	$1,750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4700 FORT SUMNER DR, 4700, BETHESDA, MD 20816-2467

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	600 SILKS RUN UNIT 2270, 2270, HALLANDALE BEACH, FL 33009-2788
Investor	Possibly a Property Investor

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Oct 22, 2021
Property Address	325 FISH HAWK DR, WINTER HAVEN, FL 33884-4175
Document Number	0000276118
Book / Page	11949 / 1290
Map Reference	MB 136 PG 37&38
Instrument Date	Oct 19, 2021
Instrument	2021276118
Transaction Type	Transfer
Record Updated	Nov 9, 2021
Title Company	GIANNELL TITLE LLC

Transaction

Amount	Amount on Record
Tax	$1,855.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	600 SILKS RUN UNIT 2270, 600, HALLANDALE BEACH, FL 33009-2788

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1217 AQUILA LOOP, CELEBRATION, FL 34747-4005

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	325 FISH HAWK DR, WINTER HAVEN, FL 33884-4175
Transaction Type	Mortgage
Record Updated	Mar 23, 2021
Title Company	TOWNSEND TITLE INSURANCE AGENCY LLC, TOWNSEND TITLE INS AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000056704
Date	Mar 5, 2021
Book Page	11609/61
Instrument	2021056704

Lender

Name	DOMINION FINANCIAL SERVICES LLC
Type	Funding / Finance Company
Address	BALTIMORE, MD 21202

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

May 2017: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	May 23, 2017
Property Address	325 FISH HAWK DR, WINTER HAVEN, FL 33884-4175
Document Number	0101550169
Book / Page	010155 / 000169
Instrument Date	May 17, 2017
Instrument	98635
Transaction Type	Mortgage
Record Updated	Jun 23, 2017

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8512 LYNWOOD PL CHEVY CHASE MD 208156810, CHEVY CHASE, MD 20815-6810

Mortgage

Document Number	101550169
Date	May 23, 2017
Book Page	010155/000169
Instrument	98635

Lender

Name	BRANCH BK&TR
Type	Bank
Address	3501 CONCORD RD # 200, YORK, PA 17402-8606

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$264,789 (-1.82%) Land $26,000 Building $238,789	$264,789 (-1.82%) Land $26,000 Building $238,789
2025	Homeowner's exemption	$269,706 Land $26,000 Building $243,706	$269,706 Land $26,000 Building $243,706
2023	$4,056.00 (-8.15%) Homeowner's exemption	$262,640 (+13.15%) Land $25,000 Building $237,640	$262,640 (+13.15%) Land $25,000 Building $237,640
2022	$4,416.00	$232,118 Land $21,000 Building $211,118	$232,118 Land $21,000 Building $211,118

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 325 Fish Hawk Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	29 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 325 Fish Hawk Dr is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 43% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

325 Fish Hawk Dr, Winter Haven, FL 33884 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

November 2023: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

October 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

March 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2017: Grant Deed, Mortgage

Transaction

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Fish Hawk Dr

Nearby Streets

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