Polk County property record for 309 Fish Hawk Dr, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 2,952 sqft · built 2006 |
| Lot Size | 0.177 acres (7,706 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $350,000 (Aug 2023) |
| Tax Bill | $4,667 (2025) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Jul 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-24-690595-000030 |
| Primary APN | 26-29-24-690595-000030 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,952 sqft Living Area |
| Gross Area | 3,512 sqft |
| 1st Floor Area | 1,256 sqft |
| Upper Floors Area | 1,696 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 7,706 sqft (0.177 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 560 sqft |
| Street Address | 309 FISH HAWK DR |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-4175 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HART LAKE COVE PHASE II PB 136 PGS 37 & 38 LOT 3 |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 24 |
| Legal Subdivision | HART LAKE COVE PHASE II |
| Legal Phase | II |
| Legal Tract | 690595 |
| Legal Block | 2 |
| Legal Lot Number | 3 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKE WALES |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 14401 |
309 Fish Hawk Dr is owned and occupied by two individuals who bought it in August 2023.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 309 FISH HAWK DR, WINTER HAVEN, FL 33884-4175 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 11, 2023 | Warranty Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE |
| Jul 25, 2019 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MTG |
| Apr 18, 2018 | Quit Claim Deed, Mortgage · VA Mortgage MR COOPER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 11, 2023 · Amount on File |
| Deed Sale | Aug 11, 2023 · Amount on File |
| Prior Sale | Jul 25, 2019 · Amount on File |
| Deed Document Number | 2023188610 |
| Deed Book / Page | 12798 / 173 |
| Prior Transfer Date | Apr 6, 2018 |
| Prior Transfer Doc | 0000082426 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Aug 11, 2023 |
| Property Address | 309 FISH HAWK DR, WINTER HAVEN, FL 33884-4175 |
| Document Number | 0000188610 |
| Book / Page | 12798 / 173 |
| Map Reference | MB 136 PG 37&38 |
| Instrument Date | Aug 3, 2023 |
| Instrument | 2023188610 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2023 |
| Title Company | UNITED TITLE GROUP/LAKELAND LLC, UNITED TTL GROUP OF LAKELAND |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,450.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 176 EMANUELLE DR, WINTER HAVEN, FL 33884-3453 |
| Name | Verified Name |
|---|---|
| Address | 309 FISH HAWK DR, WINTER HAVEN, FL 33884-4175 |
| Document Number | 0012798175 |
|---|---|
| Date | Aug 11, 2023 |
| Instrument | 12798/175 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jul 25, 2019 |
| Property Address | 309 FISH HAWK DR, WINTER HAVEN, FL 33884-4175 |
| Document Number | 0109180940 |
| Book / Page | 010918 / 000940 |
| Instrument Date | Jul 22, 2019 |
| Instrument | 155664 |
| Transaction Type | Transfer |
| Record Updated | Aug 7, 2019 |
| Title Company | EXECUTIVE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,624.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 309 FISH HAWK DRIBE WINTER HAVEN FL 33884, WINTER HAVEN, FL 33884 |
| Document Number | 109180942 |
|---|---|
| Date | Jul 25, 2019 |
| Book Page | 010918/000942 |
| Instrument | 155665 |
| Name | ATLANTIC BAY MTG |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 24, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 18, 2018 |
| Property Address | 309 FISH HAWK DR, WINTER HAVEN, FL 33884-4175 |
| Document Number | 0104571618 |
| Book / Page | 010457 / 001618 |
| Instrument Date | Apr 6, 2018 |
| Instrument | 82426 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2018 |
| Title Company | EXECUTIVE TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 309 FISH HAWK DR WINTER HAVEN FL 338844175, WINTER HAVEN, FL 33884-4175 |
| Document Number | 104571619 |
|---|---|
| Date | Apr 18, 2018 |
| Book Page | 010457/001619 |
| Instrument | 82427 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 17, 2048 |
The 2025 property tax bill for 309 Fish Hawk Dr was $4,667 with a homeowner's exemption, up 2.4% from the year before.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $288,342 (-1.61%) Land $52,000 Building $236,342 | $288,342 (-1.61%) Land $52,000 Building $236,342 | |
| 2025 | $4,667.00 (+2.41%) | $293,070 Land $52,000 Building $241,070 | $293,070 Land $52,000 Building $241,070 |
| 2024 | $4,557.00 (+121.11%) | ||
| 2023 | $2,061.00 (+3.41%) Homeowner's exemption | $151,966 (+3%) | $284,738 (+14.6%) Land $50,000 Building $234,738 |
| 2022 | $1,993.00 Homeowner's exemption | $147,540 | $248,461 Land $42,000 Building $206,461 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 309 Fish Hawk Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 29 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 29 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 309 Fish Hawk Dr is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 43% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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