325 E Main St, Waterbury, CT 06702 Property Records

Waterbury City property record for 325 E Main St, Waterbury, CT 06702

Property Summary

Property Type	Apartment House (2-4 Units)
Details	13,552 sqft · built 1938
Lot Size	0.24 acres (10,454 sqft)
Owner	Company Name on File
Last Sale	$1,975,000 (Sep 2024)
Tax Bill	$35,659 (2026)
Deeds & Mortgages	Sep 2024 Sale & Mortgage Jul 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`29500710070`

Property Details

APN / Parcel Number

Primary APN	`29500710070`
Alternative APNs	`WATE M:0295 B:0071 L:0070` `WBRY M:0295 B:0071 L:0070`

Interior

Units	21 Units
Stories	4 Stories
Building Area	13,552 sqft Living Area
Basement Area	3,388 sqft
Unfinished Basement	3,388 sqft

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1975
Architectural Style	High Rise
Exterior Material	Brick
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	29500710070
Street Address	325 E MAIN ST
City	WATERBURY
State	CT
Zip	06702-2321
Property Category	Commercial
Property Type	Residential > Multi-Unit > Apartment House (2-4 Units)
Local Zoning Code	CBD
Legal Block	71
Legal Lot Number	70
Jurisdiction	WATERBURY CT
Township / Civil Division	WATERBURY
Census Block Group	3
Census Block	3010
Census Tract	350101

Owner

325 E Main St, a residential property, is owned by a company that bought it in September 2024.

Source: Waterbury City records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	325 E MAIN ST, WATERBURY, CT 06702-2321
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage TD BANK NA
Jul 27, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance THOMASTON SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2024 · Amount on File
Deed Sale	Sep 9, 2024 · Amount on File
Prior Sale	Sep 2, 2015 · Amount on File
Deed Document Number	20249953
Deed Book / Page	8930 / 156
Record Updated	Oct 29, 2026

September 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATERBURY CT
Recording Date	Sep 9, 2024
Property Address	325 E MAIN ST, WATERBURY, CT 06702-2321
Document Number	008930-156
Book / Page	8930 / 156
Instrument Date	Aug 1, 2024
Instrument	202409953
Transaction Type	Transfer
Record Updated	Sep 26, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202409954
Date	Sep 9, 2024
Instrument	2024-09954

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERBURY CT
Property Address	325 E MAIN ST, WATERBURY, CT 06702-2321
Transaction Type	Mortgage
Record Updated	Jul 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008543-194
Date	Jul 27, 2022
Book Page	8543/194
Instrument	2022-15974

Lender

Name	THOMASTON SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2042

Tax Assessment & Valuation

The 2026 property tax bill for 325 E Main St was $35,659, down 3.6% from the year before.

Source: Waterbury City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Waterbury City
Unified School District	Waterbury School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$35,659.00 (-3.65%)	$822,780 (-) Land $147,000 Building $675,780
2025	$37,009.00	$822,780 Land $147,000 Building $675,780	$1,175,400 Land $210,000 Building $965,400
2024	$37,009.00 (-16.99%)
2023	$44,586.00	$822,780 Land $147,000 Building $675,780

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 325 E Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 325 E Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERBURY WATER DEPARTMENT serves 107,271 people · EPA ID CT1510011
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Frontier, GoNetspeed, T-Mobile.

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