309 E Main St, Waterbury, CT 06702 Property Records

Waterbury City property record for 309 E Main St, Waterbury, CT 06702

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	4,241 sqft · built 1932
Lot Size	0.14 acres (6,098 sqft)
Owner	Company Name on File
Last Sale	$350,000 (Sep 2021)
Tax Bill	$14,793 (2026)
Deeds & Mortgages	Apr 2018 Line of Credit Nov 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29500710071`

Property Details

APN / Parcel Number

Primary APN	`29500710071`
Alternative APNs	`WATE M:0295 B:0071 L:0071` `WBRY M:0295 B:0071 L:0071`

Interior

Units	6 Units
Stories	2 Stories
Building Area	4,241 sqft Total Area
Basement Area	1,757 sqft
Unfinished Basement	1,757 sqft

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1955
Exterior Material	Brick
Lot Area	6,098 sqft (0.14 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	29500710071
Street Address	309 E MAIN ST
City	WATERBURY
State	CT
Zip	06702-2333
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	CBD
Legal Block	71
Legal Lot Number	71
Jurisdiction	WATERBURY CT
Township / Civil Division	WATERBURY
Census Block Group	3
Census Block	3010
Census Tract	350101

Owner

309 E Main St, a commercial property, is owned by a company that acquired it in November 2022.

Source: Waterbury City records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	309 E MAIN ST, WATERBURY, CT 06702-2333
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2018	Deed of Trust, Mortgage · Line of Credit SILVER HILL FUNDING
Nov 9, 2022	Quit Claim Deed, Transfer Quitclaim
Sep 21, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage MARIA TAPIA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2021 · Amount on File
Deed Sale	Sep 21, 2021 · Amount on File
Prior Sale	May 22, 2014 · Amount on File
Deed Document Number	2021202117118
Deed Book / Page	8347 / 97
Last Transfer Date	Nov 9, 2022
Transfer Doc	0008599-31
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERBURY CT
Property Address	309 E MAIN ST, WATERBURY, CT 06702-2333
Transaction Type	Mortgage
Record Updated	Aug 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	007770-217
Date	Apr 25, 2018
Book Page	7770/217

Lender

Name	SILVER HILL FUNDING

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2048

November 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WATERBURY CT
Recording Date	Nov 9, 2022
Property Address	309 E MAIN ST, WATERBURY, CT 06702-2333
Document Number	0008599-31
Book / Page	8599 / 31
Instrument Date	Nov 9, 2022
Instrument	202220289
Transaction Type	Transfer
Record Updated	Aug 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATERBURY CT
Recording Date	Sep 21, 2021
Property Address	309 E MAIN ST, WATERBURY, CT 06702-2333
Document Number	0008347-97
Book / Page	8347 / 97
Instrument Date	Sep 20, 2021
Instrument	202117118
Transaction Type	Transfer
Record Updated	Aug 3, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202117119
Date	Sep 21, 2021
Instrument	2021-17119

Lender

Name	MARIA TAPIA

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 309 E Main St was $14,793.

Source: Waterbury City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Waterbury City
Unified School District	Waterbury School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,793.00	$341,320 (-) Land $70,910 Building $270,410
2025		$341,320 Land $70,910 Building $270,410	$487,600 Land $101,300 Building $386,300
2024	$15,353.00 (-16.99%)
2023	$18,496.00	$341,320 Land $79,240 Building $262,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 309 E Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 309 E Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERBURY WATER DEPARTMENT serves 107,271 people · EPA ID CT1510011
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Frontier, GoNetspeed, T-Mobile.

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