325 E Lafayette St, Ottawa, IL 61350 Property Records

LaSalle County property record for 325 E Lafayette St, Ottawa, IL 61350

Property Summary

Property Type	Single Family Home
Details	1,406 sqft · built 1965
Lot Size	0.594 acres (25,902 sqft)
Owner	Individual Name on Record
Tax Bill	$6,283 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-11-236-017`

Property Details

APN / Parcel Number

Primary APN	`21-11-236-017`
Alternative APN	`18-11-278-016`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,406 sqft Total Area

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Lot Area	25,902 sqft (0.594 acres)

Location & Zoning

Street Address	325 E LAFAYETTE ST
City	OTTAWA
State	IL
Zip	61350-2249
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STATES ADD, PT BLK 62 & PT GUION ST 03-04795 (EX PT DESC 15-08898) SEC 11-33-3
Legal Range	03
Legal Township	33
Legal Section	11
Legal Subdivision	STATES ADD SUB OF BLKS 61 THRU 63 87 88
Legal Block	62
Jurisdiction	LASALLE IL
Township / Civil Division	OTTAWA
Census Block Group	1
Census Block	1000
Census Tract	962700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Ottawa East Side Historic District listed 2013 · 301 contributing resources · NRIS 13000718

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: LaSalle County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	325 E LAFAYETTE ST, OTTAWA, IL 61350-2249
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage STREATOR ONIZED CU
Feb 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LASALLE IL
Recording Date	Jul 10, 2026
Property Address	325 E LAFAYETTE ST, OTTAWA, IL 61350-2249
Document Number	0000007030
Instrument Date	Jul 6, 2026
Instrument	20267030
Transaction Type	Mortgage
Record Updated	Jul 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 E LAFAYETTE ST, OTTAWA, IL 61350-2249

Mortgage

Document Number	0000007030,
Date	Jul 10, 2026
Instrument	20267030

Lender

Name	STREATOR ONIZED CU

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 1, 2036

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LASALLE IL
Property Address	325 E LAFAYETTE ST, OTTAWA, IL 61350-2249
Transaction Type	Mortgage
Record Updated	Mar 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202102486
Date	Feb 17, 2021
Instrument	2021-02486

Lender

Name	WELLS FARGO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2036

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: LaSalle County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	LaSalle County
County Subdivision	Ottawa Township
Municipality	Ottawa City
Elementary School District	Ottawa Elementary School District 141 (PK - 08)
Secondary School District	Ottawa Township High School District 140 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,283.00 (+7.49%)	$62,634 (+55.75%) Land $12,627 Building $50,007	$187,902 (+55.75%) Land $37,881 Building $150,021
2024	$5,845.00
2023		$40,215 (+10.18%) Land $10,241 Building $29,974	$120,645 (+10.18%) Land $30,723 Building $89,922
2022		$36,500 Land $4,835 Building $31,665	$109,500 Land $14,505 Building $94,995

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	118 (1979–2013)
Claims Outside the SFHA	15 of 118
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 6 claims Severe Storms And Flooding, Sep 2008 · 30 claims Severe Storms & Flooding, Mar 1985 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTAWA serves 18,097 people · EPA ID IL0990800
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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