324 E Lafayette St, Ottawa, IL 61350 Property Records

LaSalle County property record for 324 E Lafayette St, Ottawa, IL 61350

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,908 sqft · built 1886
Lot Size0.164 acres (7,169 sqft)
OwnerIndividual Name on Record
Last Sale$90,000 (May 2009)
Tax Bill$6,180 (2025)
Deeds & MortgagesJan 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN21-11-229-018

Property Details

APN / Parcel Number

Primary APN21-11-229-018
Alternative APN
  • 18-11-245-017

Interior

Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,908 sqft Total Area

Exterior

Year BuiltBuilt 1886
Effective Year BuiltEffective 1886
Lot Area7,169 sqft (0.164 acres)

Location & Zoning

Street Address324 E LAFAYETTE ST
CityOTTAWA
StateIL
Zip61350-2250
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSTATES ADD, LT 11 BLK 59 SEC 11-33-3
Legal Range03
Legal Township33
Legal Section11
Legal SubdivisionSTATES ADD
Legal Block59
Legal Lot Number11
JurisdictionLASALLE IL
Township / Civil DivisionOTTAWA
Census Block Group1
Census Block1001
Census Tract962700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Ottawa East Side Historic District
listed 2013 · 301 contributing resources · NRIS 13000718

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: LaSalle County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address324 E LAFAYETTE ST, OTTAWA, IL 61350-2250
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 28, 2009 · Amount on Record
Deed SaleMay 28, 2009 · Amount on Record
Deed Document Number200913458
Record UpdatedSep 20, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLASALLE IL
Property Address324 E LAFAYETTE ST, OTTAWA, IL 61350-2250
Transaction TypeMortgage
Record UpdatedFeb 2, 2022
Title CompanyWHEATLAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202200121
DateJan 5, 2022
Instrument2022-00121
Lender
NameOSB COMMUNITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term252 Months
DueFeb 1, 2042
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: LaSalle County assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLaSalle County
County SubdivisionOttawa Township
MunicipalityOttawa City
Elementary School DistrictOttawa Elementary School District 141 (PK - 08)
Secondary School DistrictOttawa Township High School District 140 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,180.00 (+8.59%)$67,608 (+23.31%) Land $7,304 Building $60,304$202,824 (+23.31%) Land $21,912 Building $180,912
2024$5,691.00
2023$54,829 (+10.18%) Land $5,923 Building $48,906$164,487 (+10.18%) Land $17,769 Building $146,718
2022$49,763 Land $7,859 Building $41,904$149,289 Land $23,577 Building $125,712

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims118 (1979–2013)
Claims Outside the SFHA15 of 118
Most Recent ClaimApr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 6 claims
  • Severe Storms And Flooding, Sep 2008 · 30 claims
  • Severe Storms & Flooding, Mar 1985 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOTTAWA
serves 18,097 people · EPA ID IL0990800
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fixed Wireless
1,000 / 50
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon.

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