325 E Cermak Rd, Braidwood, IL 60408 Property Records

Will County property record for 325 E Cermak Rd, Braidwood, IL 60408 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Lot Size	0.54 acres (23,390 sqft)
Owner	Individual Name on File
Last Sale	$100,000 (Nov 2010)
Tax Bill	$5,464 (2025)
Deeds & Mortgages	Feb 2026 Second Mortgage Feb 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-24-08-201-027`

Property Details

APN / Parcel Number

Primary APN	`02-24-08-201-027`
Alternative APN	`24082010270000`

Exterior

Lot Area	23,390 sqft (0.54 acres)

Location & Zoning

Street Address	325 E CERMAK RD
City	BRAIDWOOD
State	IL
Zip	60408-2309
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 IN GRACE'S RESUB. OF LOTS 1, 2 3 GRACE'S SUB. AND LOT 4, BLK 1 OF VACATED MCCAGG FORSYTHE SUB, BEING A SUB OF PRT OF
Legal Range	09E
Legal Township	32N
Legal Section	08
Legal Subdivision	GRACES RESUB
Legal Block	1
Legal Lot Number	5
Jurisdiction	WILL IL
Township / Civil Division	REED
Census Block Group	2
Census Block	2007
Census Tract	884003

Owner

Source: Will County records · APN 02-24-08-201-027

Assessment roll updated June 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	325 E CERMAK RD, BRAIDWOOD, IL 60408-2309
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 05, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage POINT DIGITAL FINANCE INC
Feb 02, 2020	Loan Modification, Mortgage · Conventional Mortgage MIDFIRST BK
Jan 27, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 30, 2010 · Amount on Record
Deed Sale	Nov 30, 2010 · Amount on Record
Prior Sale	Aug 05, 2010 · Amount on Record
Deed Document Number	2010128512
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	325 E CERMAK RD, BRAIDWOOD, IL 60408-2309
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 E CERMAK RD, BRAIDWOOD, IL 60408-2309

Mortgage

Document Number	0000007327
Date	Feb 05, 2026
Instrument	R2026007327

Lender

Name	POINT DIGITAL FINANCE INC
Type	Mortgage Company
Address	PALO ALTO, CA 94302

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 26, 2056

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WILL IL
Property Address	325 E CERMAK RD, BRAIDWOOD, IL 60408-2309
Document Number	0000012691
Instrument Date	Feb 02, 2020
Transaction Type	Mortgage
Record Updated	Mar 03, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 E CERMAK RD BRAIDWOOD IL 604082309, BRAIDWOOD, IL 60408-2309

Mortgage

Document Number	0000012691
Date	Feb 14, 2020
Instrument	12691

Lender

Name	MIDFIRST BK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 13, 2050

Interest

Rate Type	Fixed Rate

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	325 E CERMAK RD, BRAIDWOOD, IL 60408-2309
Document Number	0000011702
Instrument Date	Jan 27, 2020
Transaction Type	Mortgage
Record Updated	Mar 03, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 E CERMAK RD BRAIDWOOD IL 604082309, BRAIDWOOD, IL 60408-2309

Mortgage

Document Number	0000011702
Date	Feb 11, 2020
Instrument	11702

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 10, 2050

Tax Assessment & Valuation

Source: Will County records · Assessment roll updated June 30, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Braidwood City
County	Will County
County Subdivision	Reed Township
Unified School District	Reed Custer Community Unit School District 255U (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,464.00 (+26.89%)
2024		$84,343 (+23.04%) Land $12,168 Building $72,175	$253,029 (+23.04%) Land $36,504 Building $216,525
2022	$4,306.00 Homeowner's exemption	$68,550 Land $9,889 Building $58,661	$205,650 Land $29,667 Building $175,983

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Will County (17197C), updated June 11, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 248 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Surf Air Wireless	Fiber	8,000 / 8,000
Xfinity	Cable	1,200 / 35
Benton Ridge Telephone Company	Fixed Wireless (licensed-by-rule)	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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