Will County property record for 295 E Cermak Rd, Braidwood, IL 60408 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.54 acres (23,489 sqft) |
| Owner | Individual Name on File |
| Last Sale | $179,900 (Oct 2017) |
| Tax Bill | $5,879 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Aug 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-24-08-201-025 |
| Primary APN | 02-24-08-201-025 |
|---|
| Lot Area | 23,489 sqft (0.54 acres) |
|---|
| Street Address | 295 E CERMAK RD |
|---|---|
| City | BRAIDWOOD |
| State | IL |
| Zip | 60408-1351 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 IN GRACE'S RESUB. OF LOTS 1, 2 3 GRACE'S SUB. AND LOT 4, BLK 1 OF VACATED MCCAGG FORSYTHE SUB. OF THE E1/2 NE1/4 OF S |
| Legal Range | 09E |
| Legal Township | 32N |
| Legal Section | 08 |
| Legal Subdivision | GRACES RE |
| Legal Block | 1 |
| Legal Lot Number | 1,3,4 |
| Jurisdiction | WILL IL |
| Township / Civil Division | REED |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 884003 |
Source: Will County records · APN 02-24-08-201-025
Assessment roll updated June 30, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 295 E CERMAK RD, BRAIDWOOD, IL 60408-1351 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 11, 2025 | Deed of Trust, Mortgage · Conventional Mortgage BUSEY BANK |
| Aug 18, 2023 | Deed of Trust, Mortgage · FHA Mortgage FIFTH THIRD BANK NA |
| May 28, 2021 | Deed of Trust, Mortgage · FHA Mortgage FIFTH THIRD BANK NA |
| Oct 30, 2017 | Warranty Deed, Transfer · FHA Mortgage MB FINANCIAL BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 30, 2017 · Amount on Record |
| Deed Sale | Oct 30, 2017 · Amount on Record |
| Prior Sale | Nov 12, 1998 · Amount on Record |
| Deed Document Number | 201785417 |
| Prior Transfer Date | Jun 14, 2002 |
| Prior Transfer Doc | 0000127517 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Property Address | 295 E CERMAK RD, BRAIDWOOD, IL 60408-1351 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2025 |
| Name | Verified Name |
|---|---|
| Address | 295 E CERMAK RD, BRAIDWOOD, IL 60408-1351 |
| Document Number | 0000070106 |
|---|---|
| Date | Dec 11, 2025 |
| Instrument | R2025070106 |
| Name | BUSEY BANK |
|---|---|
| Type | Bank |
| Address | CHAMPAIGN, IL 61820 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2055 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 8.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Property Address | 295 E CERMAK RD, BRAIDWOOD, IL 60408-1351 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2023 |
| Name | Verified Name |
|---|---|
| Address | 295 E CERMAK RD, BRAIDWOOD, IL 60408-1351 |
| Document Number | 0000042474 |
|---|---|
| Date | Aug 18, 2023 |
| Instrument | R2023042474 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 291 Months |
| Due | Nov 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Property Address | 295 E CERMAK RD, BRAIDWOOD, IL 60408-1351 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000059905 |
|---|---|
| Date | May 28, 2021 |
| Instrument | R2021059905 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 318 Months |
| Due | Nov 01, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WILL IL |
| Recording Date | Oct 30, 2017 |
| Property Address | 295 E CERMAK RD, BRAIDWOOD, IL 60408-1351 |
| Document Number | 0000085417 |
| Map Reference | DOC R97-89336 |
| Instrument Date | Oct 13, 2017 |
| Instrument | R2017085417 |
| Transaction Type | Transfer |
| Record Updated | Nov 04, 2021 |
| Title Company | ALLIANCE TITLE CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 50 S MAIN ST STE 200, 50, NAPERVILLE, IL 60540-5485 |
| Name | Verified Name |
|---|---|
| Address | 295 E CERMAK RD, BRAIDWOOD, IL 60408-1351 |
| Document Number | 0000085418 |
|---|---|
| Date | Oct 30, 2017 |
| Instrument | R2017085418 |
| Name | MB FINANCIAL BANK NA |
|---|---|
| Type | Bank |
| Address | ANN ARBOR, MI 48105 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5% |
Source: Will County records · Assessment roll updated June 30, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Braidwood City |
| County | Will County |
| County Subdivision | Reed Township |
| Unified School District | Reed Custer Community Unit School District 255U (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,879.00 (+26.89%) | ||
| 2024 | $90,221 (+23.04%) Land $11,425 Building $78,796 | $270,663 (+23.04%) Land $34,275 Building $236,388 | |
| 2022 | $4,633.00 Homeowner's exemption | $73,328 Land $9,286 Building $64,042 | $219,984 Land $27,858 Building $192,126 |
Source: FEMA National Flood Hazard Layer, Will County (17197C), updated June 11, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 248 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Surf Air Wireless | Fiber | 8,000 / 8,000 |
| Xfinity | Cable | 1,200 / 35 |
| Benton Ridge Telephone Company | Fixed Wireless (licensed-by-rule) | 100 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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