325 E Central Ave, Missoula, MT 59801 Property Records

Missoula County property record for 325 E Central Ave, Missoula, MT 59801

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,060 sqft · built 1938
Lot Size0.207 acres (9,017 sqft)
Owner2 Individual Names on File
Last Sale$345,000 (Dec 2014)
Tax Bill$8,226 (2025)
Deeds & MortgagesMar 2017 Line of Credit
Mar 2019 Mortgage
Flood ZoneZone X (minimal risk)
APNR0453422

Property Details

APN / Parcel Number

Primary APNR0453422
Alternative APNs
  • 04-2200-27-3-09-08-0000
  • 0000814205
  • 0814205

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms9 Rooms
Stories1 Story
Building Area3,060 sqft Living Area
Gross Area3,160 sqft
1st Floor Area1,346 sqft
Basement Area1,170 sqft
Finished Basement1,070 sqft
Unfinished Basement100 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1938
Effective Year BuiltEffective 2014
Architectural StyleConventional
Exterior MaterialCombination
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,017 sqft (0.207 acres)
Lot Dimensions120 ft deep x 75 ft wide
View / LotNeighborhood
Garage TypeDetached
Garage Area572 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Porch Area248 sqft
Deck Area660 sqft

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0000814205
Street Address325 E CENTRAL AVE
CityMISSOULA
StateMT
Zip59801-6914
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code1
Legal DescriptionRESIDENCE ADDITION, S27, T13 N, R19 W, BLOCK 10, LOT 6, LOTS 6 & 7,E2 OF 8
Legal SubdivisionRESIDENCE ADDITION
Legal Block10
Legal Lot Number6
JurisdictionMISSOULA MT
Township / Civil DivisionMISSOULA
Census Block Group2
Census Block2020
Census Tract501

Owner

Source: Missoula County records · APN R0453422

Assessment roll updated September 15, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address325 E CENTRAL AVE, MISSOULA, MT 59801-6914
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 28, 2017Deed of Trust, Mortgage · Line of Credit
US BANK NA
Mar 22, 2019Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 11, 2014 · Amount on Record
Deed SaleDec 11, 2014 · Amount on Record
Prior SaleNov 26, 2008
Deed Document Number201419356
Deed Book / Page937 / 1079
Prior Transfer DateMay 27, 2004
Prior Transfer Doc0007330725
Record UpdatedJun 08, 2026

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMISSOULA MT
Property Address325 E CENTRAL AVE, MISSOULA, MT 59801-6914
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0009760910
DateMar 28, 2017
Book Page976/0910
Instrument201705252
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 05, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMISSOULA MT
Property Address325 E CENTRAL AVE, MISSOULA, MT 59801-6914
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0010100118
DateMar 22, 2019
Book Page1010/0118
Instrument201903783
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 01, 2034

Tax Assessment & Valuation

Source: Missoula County records · Assessment roll updated September 15, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMontana
CountyMissoula County
MunicipalityMissoula City
Secondary School DistrictMissoula High School District (09 - 12)
Elementary School DistrictMissoula Elementary School District (PK - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,226.00 (+5.16%)$837,700 (+35.84%) Land $379,650 Building $458,050$837,700 (+35.84%) Land $379,650 Building $458,050
2024$7,822.00 (+6.03%)
2023$7,377.00$616,700$616,700 Land $289,380 Building $327,320

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Missoula County (30063C), updated May 9, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskModerate
above 44% of the US · lower than 79% of Montana
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 586 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Centric Integrated Systems
Fixed Wireless
1,000 / 1,000

May also be available: Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemMISSOULA WATER
serves 68,200 people
Water SourceGroundwater
Last State InspectionOct 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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