235 E Central Ave, Missoula, MT 59801 Property Records

Missoula County property record for 235 E Central Ave, Missoula, MT 59801

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 1,776 sqft · built 1938
Lot Size	0.248 acres (10,803 sqft)
Owner	Company Name on Record
Tax Bill	$7,390 (2025)
Deeds & Mortgages	Apr 2020 Line of Credit Jan 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0447708`

Property Details

APN / Parcel Number

Primary APN	`R0447708`
Alternative APNs	`04-2200-27-3-08-07-0000` `0000328003` `0328003`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Units	2 Units
Stories	1 Story
Building Area	1,776 sqft Total Area
Gross Area	3,552 sqft
1st Floor Area	1,776 sqft
Basement Area	1,776 sqft
Finished Basement	1,776 sqft

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1990
Exterior Material	Wood
Construction Type	Wood
Lot Area	10,803 sqft (0.248 acres)
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Utility Building	264 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000328003
Old Parcel Number	0328003
Street Address	235 E CENTRAL AVE
City	MISSOULA
State	MT
Zip	59801-6916
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	1
Legal Description	RESIDENCE ADDITION, S27, T13 N, R19 W, BLOCK 11, LOT 1 - 3
Legal Range	19W
Legal Township	13N
Legal Section	27
Legal Quarter	SW
Legal Subdivision	RESIDENCE ADDITION
Legal Block	11
Legal Lot Number	1-3 2
Jurisdiction	MISSOULA MT
Township / Civil Division	MISSOULA
Census Block Group	2
Census Block	2021
Census Tract	501

Owner

Source: Missoula County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	717 JACKSON ST, MISSOULA, MT 59802-3729
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2020	Deed of Trust, Mortgage · Line of Credit FIRST INTERSTATE BK
Jan 22, 2020	Loan Modification, Mortgage FIRST INTERSTATE BK
Feb 8, 2019	Deed of Trust, Construction Loan · Line of Credit FIRST INTERSTATE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2015
Deed Sale	Sep 25, 2015
Deed Document Number	201518151
Deed Book / Page	951 / 0634
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Property Address	235 E CENTRAL AVE, MISSOULA, MT 59801-6916
Document Number	0010281079
Instrument Date	Apr 9, 2020
Transaction Type	Mortgage
Record Updated	Jun 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	717 JACKSON ST MISSOULA MT 598023729, MISSOULA, MT 59802-3729

Mortgage

Document Number	0010281079
Date	Apr 13, 2020
Book Page	001028/001079
Instrument	6649

Lender

Name	FIRST INTERSTATE BK
Type	Bank
Address	MISSOULA, MT 59806-4667

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Apr 12, 2025

Interest

Rate Type	Adjustable Rate

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MISSOULA MT
Property Address	235 E CENTRAL AVE, MISSOULA, MT 59801-6916
Document Number	0010251349
Instrument Date	Jan 22, 2020
Transaction Type	Mortgage
Record Updated	Mar 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	235 E CENTRAL AVE MISSOULA MT 598016916, MISSOULA, MT 59801-6916

Mortgage

Document Number	0010251349
Date	Feb 11, 2020
Book Page	001025/001349
Instrument	2719

Lender

Name	FIRST INTERSTATE BK
Type	Bank
Address	MISSOULA, MT 59806-4667

Agreement

Term	12 Months
Due	Feb 10, 2021

February 2019: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Recording Date	Feb 8, 2019
Property Address	235 E CENTRAL AVE, MISSOULA, MT 59801-6916
Document Number	0010080943
Book / Page	001008 / 000943
Instrument Date	Feb 1, 2019
Instrument	1808
Transaction Type	Construction Loan
Record Updated	Mar 2, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	717 JACKSON ST MISSOULA MT 598023729, MISSOULA, MT 59802-3729

Mortgage

Document Number	10080943
Date	Feb 8, 2019
Book Page	001008/000943
Instrument	1808

Lender

Name	FIRST INTERSTATE BK
Type	Bank
Address	MISSOULA, MT 59806-4667

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Feb 7, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Missoula County assessment roll, as of December 31, 2024

Property Jurisdictions

Type	Name
State	Montana
County	Missoula County
Municipality	Missoula City
Secondary School District	Missoula High School District (09 - 12)
Elementary School District	Missoula Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,390.00 (-0.67%)	$768,100 (+23.47%)	$768,100 (+23.47%) Land $424,380 Building $343,720
2023	$7,440.00	$622,090	$622,090 Land $304,590 Building $317,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 9, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 79% of Montana
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISSOULA WATER serves 68,200 people · EPA ID MT0000294
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
CIS Fixed Wireless	1,000 / 1,000

May also be available: Verizon.

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