Harford County property record for 325 E Belcrest Rd, Bel Air, MD 21014
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,230 sqft · built 1959 |
| Lot Size | 0.417 acres (18,150 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $282,000 (Sep 2017) |
| Tax Bill | $3,857 (2026) |
| Deeds & Mortgages | May 2020 Mortgage Sep 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-162338 |
| Primary APN | 03-162338 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,230 sqft Total Area |
| Basement Area | 900 sqft |
| Finished Basement | 900 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 18,150 sqft (0.417 acres) |
| Lot Dimensions | 100 ft deep x 180 ft wide |
| Garage Type | Mixed |
| Garage Area | 360 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 209 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 162338 |
|---|---|
| Street Address | 325 E BELCREST RD |
| City | BEL AIR |
| State | MD |
| Zip | 21014-5321 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 15-E 18150 SF 325 EAST BELCREST ROAD WAKEFIELD MEAD S4 P 7/86 |
| Legal Subdivision | WAKEFIELD MEADOWS |
| Legal Lot Number | 15E |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 3, BEL AIR |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 303501 |
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 325 E BELCREST RD, BEL AIR, MD 21014-5321 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME MORTGAGE CORP |
| Sep 21, 2017 | Deed, Transfer · Conventional Mortgage DIRECT MORTGAGE LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 21, 2017 · Amount on Record |
| Deed Sale | Sep 21, 2017 · Amount on Record |
| Prior Sale | Jun 6, 2008 · Amount on Record |
| Deed Document Number | 201712521-0001 |
| Deed Book / Page | 12521 / 1 |
| Prior Transfer Date | Sep 22, 2014 |
| Prior Transfer Doc | 0109320419 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 325 E BELCREST RD, BEL AIR, MD 21014-5321 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | LIBERTY TITLE & ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0138680442 |
|---|---|
| Date | May 22, 2020 |
| Book Page | 13868/442 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | NOTTINGHAM, MD 21236 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Sep 21, 2017 |
| Property Address | 325 E BELCREST RD, BEL AIR, MD 21014-5321 |
| Document Number | 0125210001 |
| Book / Page | 12521 / 0001 |
| Map Reference | MB GRG7 FO86 |
| Instrument Date | Jul 31, 2017 |
| Instrument | 12521-0001 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2021 |
| Title Company | UNIVERSAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,930.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 325 E BELCREST RD, BEL AIR, MD 21014-5321 |
| Document Number | 125210007 |
|---|---|
| Date | Sep 21, 2017 |
| Instrument | 12521-0007 |
| Name | DIRECT MORTGAGE LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 1, 2047 |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,857.00 (+6.93%) | $353,967 (+1.8%) | $366,500 (+5.41%) Land $91,600 Building $274,900 |
| 2025 | $3,607.00 (+11.22%) | $347,700 (+10.63%) Land $91,600 Building $256,100 | $347,700 (-) Land $91,600 Building $256,100 |
| 2023 | $314,300 | $347,700 Land $91,600 Building $256,100 | |
| 2022 | $3,243.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARYLAND AMERICAN WATER COMPANY private · serves 13,200 people · EPA ID MD0120003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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