318 E Belcrest Rd, Bel Air, MD 21014 Property Records

Harford County property record for 318 E Belcrest Rd, Bel Air, MD 21014

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,646 sqft · built 1959
Lot Size	0.315 acres (13,706 sqft)
Owner	Individual Name on File
Last Sale	$375,000 (Nov 2021)
Tax Bill	$3,908 (2026)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-125319`

Property Details

APN / Parcel Number

Primary APN	`03-125319`
Alternative APNs	`3125319` `125319`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,646 sqft Total Area
Basement Area	600 sqft
Finished Basement	600 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	13,706 sqft (0.315 acres)
Lot Dimensions	154 ft deep x 100 ft wide
Porch	Slab
Porch Area	94 sqft
Patio Area	234 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	125319
Street Address	318 E BELCREST RD
City	BEL AIR
State	MD
Zip	21014-5322
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 19-F 127/51X154 318 E BELCREST ROAD WAKEFIELD MEAD S4 P 7/86
Legal Subdivision	WAKEFIELD MEADOWS
Legal Lot Number	F19
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	3
Census Block	3017
Census Tract	303501

Owner

318 E Belcrest Rd is owned and occupied by an individual who bought it in November 2021.

Source: Harford County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	318 E BELCREST RD, BEL AIR, MD 21014-5322
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2021 · Amount on File
Deed Sale	Nov 5, 2021 · Amount on File
Prior Sale	Apr 19, 2013 · Amount on File
Deed Book / Page	15160 / 325
Transfer Doc	0000001659
Record Updated	Oct 29, 2026

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Nov 5, 2021
Property Address	318 E BELCREST RD, BEL AIR, MD 21014-5322
Document Number	0151600325
Book / Page	15160 / 325
Map Reference	LB GRG 7 FO 86
Instrument Date	Oct 29, 2021
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	MARYLAND TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	318 E BELCREST RD, BEL AIR, MD 21014-5322

Mortgage

Document Number	0015160331
Date	Nov 5, 2021
Instrument	15160/331

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 318 E Belcrest Rd was $3,908, up 9.5% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,908.00 (+9.53%)	$358,633	$371,700 Land $90,700 Building $281,000
2025	$3,568.00
2023		$302,700	$352,100 Land $90,700 Building $261,400
2022	$3,029.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 318 E Belcrest Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 318 E Belcrest Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARYLAND AMERICAN WATER COMPANY private · serves 13,200 people · EPA ID MD0120003
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20