325 Dearman St, Smithville, TN 37166 Property Records

DeKalb County property record for 325 Dearman St, Smithville, TN 37166

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,242 sqft · built 1967
Lot Size	0.401 acres (17,500 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (Mar 2021)
Tax Bill	$509 (2022)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`021072I A 00200`

Property Details

APN / Parcel Number

Primary APN	`021072I A 00200`
Alternative APN	`072I A 00200`

Interior

Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,242 sqft Living Area
1st Floor Area	1,242 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1978
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	17,500 sqft (0.401 acres)
Lot Dimensions	175 ft deep x 100 ft wide
Garage Type	Mixed
Garage Area	1,358 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	52 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	325 DEARMAN ST
City	SMITHVILLE
State	TN
Zip	37166-3014
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	DISTRICT: 9
Jurisdiction	DE KALB TN
Township / Civil Division	5
Census Block Group	1
Census Block	1027
Census Tract	920202

Owner

Source: DeKalb County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	325 DEARMAN ST, SMITHVILLE, TN 37166-3014
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2021 · Amount on Record
Deed Sale	Mar 26, 2021 · Amount on Record
Prior Sale	Jul 6, 2009
Deed Document Number	196695
Deed Book / Page	490 / 239
Record Updated	Jun 8, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB TN
Recording Date	Mar 26, 2021
Property Address	325 DEARMAN ST, SMITHVILLE, TN 37166-3014
Document Number	0004900239
Book / Page	490 / 239
Instrument Date	Mar 22, 2021
Instrument	196695
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 DEARMAN ST, SMITHVILLE, TN 37166-3014
Investor	Possibly a Property Investor

Mortgage

Document Number	0000196696
Date	Mar 26, 2021
Instrument	196696

Lender

Name	WILSON BANK & TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	DeKalb County
Municipality	Smithville City
Unified School District	DeKalb County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$29,425 (-) Land $3,750 Building $25,675
2023		$29,425 (-) Land $3,750 Building $25,675
2022	$509.00	$29,425 Land $3,750 Building $25,675	$117,700 (-) Land $15,000 Building $102,700
2021			$117,700 Land $15,000 Building $102,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHVILLE WATER SYSTEM serves 7,049 people · EPA ID TN0000637
Water Source	Surface water
Last State Inspection	Jun 2025
Also Mapped Here	DEKALB UTILITY DISTRICT #1
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
DeKalb Telephone Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20