DeKalb County property record for 324 Dearman St, Smithville, TN 37166
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,288 sqft · built 2018 |
| Lot Size | 1.37 acres (59,677 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $35,000 (Feb 2018) |
| Tax Bill | $1,572 (2022) |
| Deeds & Mortgages | Sep 2025 Mortgage Jul 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 021072H A 00101 |
| Primary APN | 021072H A 00101 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,288 sqft Living Area |
| 1st Floor Area | 2,288 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 59,677 sqft (1.37 acres) |
| Garage Type | Mixed |
| Garage Area | 1,366 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 144 sqft |
| Patio Area | 400 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 324 DEARMAN ST |
|---|---|
| City | SMITHVILLE |
| State | TN |
| Zip | 37166-3005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | DISTRICT: 9; SUBDIVISION: CONGER SOUTHSIDE ADDN |
| Legal Subdivision | CONGER SOUTHSIDE ADDN |
| Jurisdiction | DE KALB TN |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 920202 |
Source: DeKalb County records, as of January 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 324 DEARMAN ST, SMITHVILLE, TN 37166-3005 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 2, 2025 | Deed of Trust, Mortgage · Conventional Mortgage LIBERTY STATE BANK |
| Jul 5, 2018 | Deed of Trust, Mortgage LIBERTY ST BK |
| Feb 14, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 14, 2018 · Amount on Record |
| Deed Sale | Feb 14, 2018 · Amount on Record |
| Deed Document Number | 181950 |
| Deed Book / Page | 330 / 423 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB TN |
| Property Address | 324 DEARMAN ST, SMITHVILLE, TN 37166-3005 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2025 |
| Name | Verified Name |
|---|---|
| Address | 324 DEARMAN ST, SMITHVILLE, TN 37166-3005 |
| Document Number | 0006020000000367 |
|---|---|
| Date | Sep 2, 2025 |
| Book Page | 0000000602/0000000367 |
| Instrument | 220674 |
| Name | LIBERTY STATE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB TN |
| Property Address | 324 DEARMAN ST, SMITHVILLE, TN 37166-3005 |
| Document Number | 0000183620 |
| Instrument Date | Jul 5, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 1, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 324 DEARMAN ST SMITHVILLE TN 371663005, SMITHVILLE, TN 37166-3005 |
| Document Number | 0000183620 |
|---|---|
| Date | Jul 10, 2018 |
| Book Page | 000430/000291 |
| Instrument | 183620 |
| Name | LIBERTY ST BK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Jul 9, 2028 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DE KALB TN |
| Recording Date | Feb 14, 2018 |
| Property Address | 324 DEARMAN ST, SMITHVILLE, TN 37166-3005 |
| Document Number | 0000181950 |
| Book / Page | 000423 / 000330 |
| Instrument Date | Feb 12, 2018 |
| Instrument | 181950 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $129.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 289 OAK GLEN DR SMITHVILLE TN 371662235, SMITHVILLE, TN 37166-2235 |
Source: DeKalb County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | DeKalb County |
| Municipality | Smithville City |
| Unified School District | DeKalb County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $90,800 (-) Land $8,575 Building $82,225 | ||
| 2023 | $90,800 (-) Land $8,575 Building $82,225 | ||
| 2022 | $1,572.00 | $90,800 Land $8,575 Building $82,225 | $363,200 (-) Land $34,300 Building $328,900 |
| 2021 | $363,200 Land $34,300 Building $328,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SMITHVILLE WATER SYSTEM serves 7,049 people · EPA ID TN0000637 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Also Mapped Here | DEKALB UTILITY DISTRICT #1 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| DeKalb Telephone Cooperative Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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