325 Day Valley Rd, Aptos, CA 95003 Property Records

Santa Cruz County property record for 325 Day Valley Rd, Aptos, CA 95003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,902 sqft · built 1982
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$825,000 (Nov 2017)
Tax Bill	$11,023 (2025)
Deeds & Mortgages	May 2023 Transfer May 2023 Line of Credit + 11 more
Flood Zone	Zone X (minimal risk)
APN	`041-452-24`

Property Details

APN / Parcel Number

Primary APN	`041-452-24`
Alternative APN	`041-452-24-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,902 sqft Living Area
Gross Area	2,422 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Deck Area	128 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	325 DAY VALLEY RD
City	APTOS
State	CA
Zip	95003-9542
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Subdivision	LANDS/GEORGE G GROONEY
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1000
Census Tract	122204

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	325 DAY VALLEY RD, APTOS, CA 95003-9542
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 25, 2023	Intrafamily Transfer, Transfer CHICAGO TITLE-COC, CHICAGO TITLE COM
May 25, 2023	Intrafamily Transfer, Transfer · Line of Credit STAR ONE CU
Sep 17, 2021	Intrafamily Transfer, Transfer ACCOMMODATION
Sep 17, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Feb 17, 2021	Intrafamily Transfer, Transfer ACCOMMODATION
Feb 17, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST SAVINGS BANK
Mar 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Jul 17, 2020	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Jul 17, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Nov 19, 2019	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Nov 19, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST SAVINGS BANK
Aug 6, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Nov 30, 2017	Grant Deed, Transfer · Conventional Mortgage TIAA FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2017 · Amount on Record
Deed Sale	Nov 30, 2017 · Amount on Record
Prior Sale	Sep 28, 2006 · Amount on Record
Deed Document Number	201740258
Last Transfer Date	May 18, 2023
Transfer Doc	0000009262
Record Updated	Sep 20, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	May 25, 2023
Property Address	325 DAY VALLEY RD, APTOS, CA 95003-9542
Document Number	0000009262
Map Reference	MB 45 PG 64
Instrument Date	May 18, 2023
Instrument	2023-0009262
Transaction Type	Transfer
Record Updated	Jun 8, 2023
Title Company	CHICAGO TITLE-COC, CHICAGO TITLE COM

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	325 DAY VALLEY RD, APTOS, CA 95003-9542

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	May 25, 2023
Property Address	325 DAY VALLEY RD, APTOS, CA 95003-9542
Document Number	0000009260
Map Reference	MB 43 PG 64
Instrument Date	May 18, 2023
Instrument	2023-0009260
Transaction Type	Transfer
Record Updated	Jun 8, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	325 DAY VALLEY RD, APTOS, CA 95003-9542

Mortgage

Document Number	0000009261
Date	May 25, 2023
Instrument	2023-0009261

Lender

Name	STAR ONE CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	303 Months
Due	Jul 31, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 17, 2021
Property Address	325 DAY VALLEY RD, APTOS, CA 95003-9542
Document Number	0000047651
Map Reference	MB 45 PG 64
Instrument Date	Aug 24, 2021
Instrument	2021-0047651
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	325 DAY VALLEY RD, APTOS, CA 95003-9542

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 17, 2021
Property Address	325 DAY VALLEY RD, APTOS, CA 95003-9542
Document Number	0000047649
Map Reference	MB 45 PG 64
Instrument Date	Aug 24, 2021
Instrument	2021-0047649
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	325 DAY VALLEY RD, APTOS, CA 95003-9542

Mortgage

Document Number	0000047650
Date	Sep 17, 2021
Instrument	2021-0047650

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Feb 17, 2021
Property Address	325 DAY VALLEY RD, APTOS, CA 95003-9542
Document Number	0000009811
Map Reference	MB 45 PG 64
Instrument Date	Feb 9, 2021
Instrument	2021-0009811
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	325 DAY VALLEY RD, APTOS, CA 95003-9542

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Feb 17, 2021
Property Address	325 DAY VALLEY RD, APTOS, CA 95003-9542
Document Number	0000009809
Map Reference	MB 45 PG 64
Instrument Date	Feb 9, 2021
Instrument	2021-0009809
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	325 DAY VALLEY RD, APTOS, CA 95003-9542

Mortgage

Document Number	0000009810
Date	Feb 17, 2021
Instrument	2021-0009810

Lender

Name	FIRST SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	325 DAY VALLEY RD, APTOS, CA 95003-9542
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005337
Date	Mar 1, 2019
Instrument	2019-0005337

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2049

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 17, 2020
Property Address	325 DAY VALLEY RD, APTOS, CA 95003-9542
Document Number	0000026297
Instrument Date	Jul 11, 2020
Instrument	26297
Transaction Type	Transfer
Record Updated	Aug 4, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	325 DAY VALLEY RD APTOS CA 950039542, APTOS, CA 95003-9542

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 17, 2020
Property Address	325 DAY VALLEY RD, APTOS, CA 95003-9542
Document Number	0000026295
Map Reference	MB 45 PG 64
Instrument Date	Jul 11, 2020
Instrument	2020-0026295
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	325 DAY VALLEY RD, APTOS, CA 95003-9542

Mortgage

Document Number	0000026296
Date	Jul 17, 2020
Instrument	2020-0026296

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Nov 19, 2019
Property Address	325 DAY VALLEY RD, APTOS, CA 95003-9542
Document Number	0000035902
Instrument Date	Nov 12, 2019
Instrument	35902
Transaction Type	Transfer
Record Updated	Dec 9, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	325 DAY VALLEY RD APTOS CA 950039542, APTOS, CA 95003-9542

November 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Nov 19, 2019
Property Address	325 DAY VALLEY RD, APTOS, CA 95003-9542
Document Number	0000035900
Map Reference	MB 45 PG 64
Instrument Date	Nov 12, 2019
Instrument	2019-0035900
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	325 DAY VALLEY RD, APTOS, CA 95003-9542

Mortgage

Document Number	0000035901
Date	Nov 19, 2019
Instrument	2019-0035901

Lender

Name	FIRST SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 6, 2019
Property Address	325 DAY VALLEY RD, APTOS, CA 95003-9542
Document Number	0000022544
Instrument Date	Aug 5, 2019
Instrument	22544
Transaction Type	Transfer
Record Updated	Aug 20, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	325 DAY VALLEY RD APTOS CA 950039542, APTOS, CA 95003-9542

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Nov 30, 2017
Property Address	325 DAY VALLEY RD, APTOS, CA 95003-9542
Document Number	0000040258
Instrument Date	Nov 29, 2017
Instrument	40258
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$907.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	325 DAY VALLEY RD APTOS CA 950039542, APTOS, CA 95003-9542

Mortgage

Document Number	40259
Date	Nov 30, 2017
Instrument	40259

Lender

Name	TIAA FSB
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 29, 2047

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$957,483 (+2%) Land $670,238 Building $287,245
2025	$11,023.00 (+9.58%) Homeowner's exemption	$938,710 (+4.04%) Land $657,097 Building $281,613
2023	$10,059.00 (+1.84%) Homeowner's exemption	$902,258 Land $631,581 Building $270,677	$1,051,020
2022	$9,877.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL WATER DISTRICT serves 2,726 people · EPA ID CA4410018
Water Source	Groundwater
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Cruzio, Etheric Networks, Xfinity.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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