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320 Day Valley Rd, Aptos, CA 95003 Property Records

Santa Cruz County property record for 320 Day Valley Rd, Aptos, CA 95003

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,745 sqft · built 1973
Lot Size0.546 acres (23,784 sqft)
Owner2 Individual Names on Record
Last Sale$419,000 (Sep 1999)
Tax Bill$7,691 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Nov 2019 Transfer
Flood ZoneZone X (minimal risk)
APN041-451-20

Property Details

APN / Parcel Number

Primary APN041-451-20
Alternative APN
  • 041-451-20-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Building Area1,745 sqft Living Area
Gross Area2,251 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area23,784 sqft (0.546 acres)
TerrainSteep
Garage TypeAttached
Garage Area506 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address320 DAY VALLEY RD
CityAPTOS
StateCA
Zip95003-9542
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1001
Census Tract122204

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address320 DAY VALLEY RD, APTOS, CA 95003-9542
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
SPROUT MORTGAGE LLC
Nov 1, 2019Quit Claim Deed, Transfer
OTHER

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 17, 1999 · Amount on Record
Deed SaleSep 17, 1999 · Amount on Record
Deed Document Number199961881
Last Transfer DateSep 19, 2019
Transfer Doc0000033990
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address320 DAY VALLEY RD, APTOS, CA 95003-9542
Transaction TypeMortgage
Record UpdatedFeb 24, 2021
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 DAY VALLEY RD, APTOS, CA 95003-9542

Mortgage

Document Number0000007447
DateFeb 8, 2021
Instrument2021-0007447
Lender
NameSPROUT MORTGAGE LLC
TypeNon-Lending Institution
AddressPORT SAINT LUCIE, FL 34986
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

November 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateNov 1, 2019
Property Address320 DAY VALLEY RD, APTOS, CA 95003-9542
Document Number0000033990
Instrument DateSep 19, 2019
Instrument33990
Transaction TypeTransfer
Record UpdatedNov 19, 2019
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address320 DAY VALLEY RD APTOS CA 950039542, APTOS, CA 95003-9542

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$656,881 (+2%) Land $391,933 Building $264,948
2025$7,691.00 (+9.98%) Homeowner's exemption$644,001 (+4.04%) Land $384,248 Building $259,753
2023$6,993.00 (+1.88%) Homeowner's exemption$618,993 Land $369,327 Building $249,666$1,255,230
2022$6,864.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 72% of California
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCENTRAL WATER DISTRICT
serves 2,726 people · EPA ID CA4410018
Water SourceGroundwater
Last State InspectionSep 2022
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Surfnet Communications
Fixed Wireless		100 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: Cruzio, Etheric Networks, Xfinity.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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