325 Clifton Bay Loop, Saint Johns, FL 32259 Property Records

St. Johns County property record for 325 Clifton Bay Loop, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,298 sqft · built 2019
Lot Size	0.16 acres (6,969 sqft)
Owner	Individual Name on Record
Last Sale	$570,000 (Apr 2023)
Tax Bill	$9,387 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Apr 2023 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`023719-1490`

Property Details

APN / Parcel Number

Primary APN	`023719-1490`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,298 sqft Living Area
Gross Area	2,794 sqft
1st Floor Area	827 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	6,969 sqft (0.16 acres)
Garage Type	Attached
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Porch	Finished Screened Porch
Porch Area	100 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	325 CLIFTON BAY LOOP
City	SAINT JOHNS
State	FL
Zip	32259-9148
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	88/52-69 TWIN CREEKS NORTH PARCELS 2 AND 3 PHASE ONE LOT 149 OR5745/1859
Legal Range	28E
Legal Township	05S
Legal Section	09
Legal Subdivision	TWIN CREEKS NORTH PARCELS 2 AND 3 PHASE
Legal Phase	1
Legal Block	1
Legal Lot Number	149
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2022
Census Tract	20904

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	325 CLIFTON BAY LOOP, SAINT JOHNS, FL 32259-9148
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2023	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 26, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 2, 2023	Correction Deed ATTORNEY
Aug 29, 2019	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
May 21, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 17, 2019	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2023 · Amount on Record
Deed Sale	Apr 26, 2023 · Amount on Record
Prior Sale	Jun 17, 2019 · Amount on Record
Deed Document Number	202331111
Deed Book / Page	5745 / 1859
Prior Transfer Date	Jan 31, 2023
Prior Transfer Doc	0057030663
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	325 CLIFTON BAY LOOP, SAINT JOHNS, FL 32259-9148
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	205 BAYOU LN, WINDER, GA 30680-8505

Mortgage

Document Number	0057701907
Date	Jun 7, 2023
Book Page	5770/1907
Instrument	2023043780

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	May 1, 2053

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Apr 26, 2023
Property Address	325 CLIFTON BAY LOOP, SAINT JOHNS, FL 32259-9148
Document Number	0057451859
Book / Page	5745 / 1859
Map Reference	MB 88 PG 52-69
Instrument Date	Apr 17, 2023
Instrument	2023031111
Transaction Type	Transfer
Record Updated	May 10, 2023
Title Company	FIRST NATIONAL LAND TRANSFER, FIRST NATL LAND TRANSFER INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,990.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2706 S DAYTONA AVE, FLAGLER BEACH, FL 32136-4095

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 CLIFTON BAY LOOP, SAINT JOHNS, FL 32259-9148

Mortgage

Document Number	0057451861
Date	Apr 26, 2023
Instrument	5745/1861

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

February 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	ST JOHNS FL
Recording Date	Feb 2, 2023
Property Address	325 CLIFTON BAY LOOP, SAINT JOHNS, FL 32259-9148
Document Number	0057030663
Book / Page	5703 / 663
Map Reference	MB 88 PG 52
Instrument Date	Jan 31, 2023
Instrument	2023008285
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name
Address	325 CLIFTON BAY LOOP, SAINT JOHNS, FL 32259-9148

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	325 CLIFTON BAY LOOP, SAINT JOHNS, FL 32259-9148

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	325 CLIFTON BAY LOOP, SAINT JOHNS, FL 32259-9148
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047870466
Date	Aug 29, 2019
Book Page	4787/0466
Instrument	2019064384

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOHNS FL
Recording Date	May 21, 2020
Property Address	325 CLIFTON BAY LOOP, SAINT JOHNS, FL 32259-9148
Document Number	0049470982
Book / Page	004947 / 000982
Instrument Date	May 18, 2020
Instrument	39209
Transaction Type	Transfer
Record Updated	Jun 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	325 CLIFTON BAY LOOP ST JOHNS FL 322599148, ST JOHNS, FL 32259-9148

June 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jun 17, 2019
Property Address	325 CLIFTON BAY LOOP, SAINT JOHNS, FL 32259-9148
Document Number	0047420229
Book / Page	4742 / 0229
Map Reference	MB 88 PG 52
Instrument Date	Jun 14, 2019
Instrument	2019042430
Transaction Type	Subdivision Related Transfer
Record Updated	May 2, 2022
Title Company	CALATLANTIC TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,589.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9440 PHILIPS HWY STE 7, 9440, JACKSONVILLE, FL 32256-1339

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 CLIFTON BAY LOOP, SAINT JOHNS, FL 32259-9148

Mortgage

Document Number	0004742233
Date	Jun 17, 2019
Instrument	4742/233

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$371,959 (-9.97%) Land $95,000 Building $276,959	$371,959 (-9.97%) Land $95,000 Building $276,959
2025	$9,387.00 (+0.1%) Homeowner's exemption	$413,129 (+26.71%)	$413,129 (+6.32%) Land $95,000 Building $318,129
2024	$9,378.00 (+20.4%)
2023	$7,789.00 (+4.78%) Homeowner's exemption	$326,053 (+3%)	$388,586 (+5.41%) Land $95,000 Building $293,586
2022	$7,434.00 Homeowner's exemption	$316,556	$368,652 Land $84,000 Building $284,652

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 206 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	206 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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