300 Clifton Bay Loop, Saint Johns, FL 32259 Property Records

St. Johns County property record for 300 Clifton Bay Loop, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,298 sqft · built 2020
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on File
Last Sale	$545,000 (May 2022)
Tax Bill	$9,822 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Feb 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`023719-0820`

Property Details

APN / Parcel Number

Primary APN	`023719-0820`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	2,298 sqft Living Area
Gross Area	2,794 sqft
1st Floor Area	827 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	5,227 sqft (0.12 acres)
Garage Type	Attached
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Porch	Finished Screened Porch
Porch Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	300 CLIFTON BAY LOOP
City	SAINT JOHNS
State	FL
Zip	32259-9145
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	88/52-69 TWIN CREEKS NORTH PARCELS 2 AND 3 PHASE ONE LOT 82 OR5558/1811
Legal Range	28E
Legal Township	05S
Legal Section	09
Legal Subdivision	TWIN CREEKS NORTH PARCELS 2 AND 3 PHASE
Legal Phase	1
Legal Block	1
Legal Lot Number	82
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2018
Census Tract	20904

Owner

300 Clifton Bay Loop is owned by an individual who bought it in May 2022.

Source: St. Johns County records, as of April 13, 2026

Owner of Record	Individual Name on File
Mailing Address	405 PORTSMOUTH BAY AVE, PONTE VEDRA, FL 32081-0761
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 13, 2022	Warranty Deed, Transfer · Conventional Mortgage BANK OF ENGLAND
Feb 10, 2022	Deed of Trust, Mortgage · Line of Credit VYSTAR CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2022 · Amount on File
Deed Sale	May 13, 2022 · Amount on File
Prior Sale	Nov 2, 2020 · Amount on File
Deed Document Number	202249425
Deed Book / Page	5558 / 1811
Record Updated	Jun 8, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	May 13, 2022
Property Address	300 CLIFTON BAY LOOP, SAINT JOHNS, FL 32259-9145
Document Number	0055581811
Book / Page	5558 / 1811
Map Reference	MB 88 PG 52-69
Instrument Date	May 11, 2022
Instrument	2022049425
Transaction Type	Transfer
Record Updated	May 27, 2022
Title Company	AMERICAS CHOICE TITLE COMPANY, AMERICAS CHOICE TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,815.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 PORTSMOUTH BAY AVE, PONTE VEDRA, FL 32081-0761

Mortgage

Document Number	0055581813
Date	May 13, 2022
Instrument	5558/1813

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	300 CLIFTON BAY LOOP, SAINT JOHNS, FL 32259-9145
Transaction Type	Mortgage
Record Updated	Feb 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 CLIFTON BAY LOOP, FRUIT COVE, FL 32259-9145

Mortgage

Document Number	0054901207
Date	Feb 10, 2022
Book Page	5490/1207
Instrument	2022015227

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Mar 1, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 300 Clifton Bay Loop was $9,822, up 2.3% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$367,803 (-9.57%) Land $95,000 Building $272,803	$367,803 (-9.57%) Land $95,000 Building $272,803
2025	$9,822.00 (+2.3%)	$406,740	$406,740 Land $95,000 Building $311,740
2024	$9,601.00 (+7.11%)
2023	$8,964.00 (+20.86%)	$379,300 (+20.31%)	$379,300 (+4.97%) Land $95,000 Building $284,300
2022	$7,417.00 Homeowner's exemption	$315,264	$361,353 Land $84,000 Building $277,353

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 300 Clifton Bay Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 206 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	206 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 300 Clifton Bay Loop is moderate, ranking above 51% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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