325 Church St, Modesto, CA 95357 Property Records

Stanislaus County property record for 325 Church St, Modesto, CA 95357

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 1,244 sqft · built 1915
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on File
Last Sale	$75,000 (Feb 2011)
Tax Bill	$1,427 (2026)
Deeds & Mortgages	Nov 2021 Mortgage Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`133-004-009-000`

Property Details

APN / Parcel Number

Primary APN	`133-004-009-000`
Alternative APNs	`1330409000` `1330409`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,244 sqft Living Area

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Construction Type	Wood
Lot Area	17,424 sqft (0.4 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	325 CHURCH ST
City	EMPIRE
State	CA
Zip	95319
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	EMPIRE
Legal Block	1
Legal Lot Number	5
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	1
Census Block	1017
Census Tract	2002

Owner

325 Church St is owned by two individuals who acquired it in September 2017.

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 38, EMPIRE, CA 95319-0038
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Sep 21, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage AMBECK MORTGAGE ASSOC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2011 · Amount on File
Deed Sale	Feb 2, 2011 · Amount on File
Deed Document Number	20119262
Last Transfer Date	Sep 14, 2017
Transfer Doc	0000069453
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	325 CHURCH ST, MODESTO, CA 95357-0216
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 CHURCH ST, MODESTO, CA 95357

Mortgage

Document Number	0000101787
Date	Nov 1, 2021
Instrument	2021-0101787

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Oct 1, 2051

September 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	Sep 21, 2017
Property Address	325 CHURCH ST, MODESTO, CA 95357-0216
Document Number	0000069453
Map Reference	VOL4 PG30
Instrument Date	Sep 14, 2017
Instrument	2017-0069453
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	NORTH AMERICAN TITLE CO INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	325 CHURCH ST, MODESTO, CA 95357

Mortgage

Document Number	0000069454
Date	Sep 21, 2017
Instrument	2017-0069454

Lender

Name	AMBECK MORTGAGE ASSOC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 325 Church St was $1,427, up 1.9% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Elementary School District	Empire Union Elementary School District (KG - 08)
Secondary School District	Modesto City High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$1,427.00 (+1.93%)	$97,997 (+2%) Land $36,585 Building $61,412
2025	$1,400.00	$96,076 Land $35,868 Building $60,208
2023	$1,536.00 (+7.64%)	$92,347 Land $34,476 Building $57,871
2022	$1,427.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 325 Church St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 325 Church St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Ayera Technologies Fixed Wireless	1,000 / 500
ezWave Fixed Wireless	1,000 / 200
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile, Xfinity.

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