Monroe County property record for 325 Calusa St, #86, Key Largo, FL 33037
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 28.6 acres (1,248,520 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $190,000 (Oct 2018) |
| Tax Bill | $2,017 (2024) |
| Deeds & Mortgages | Oct 2018 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 00541810-000172 |
| Primary APN | 00541810-000172 |
|---|---|
| Alternative APN |
|
| Lot Area | 1,248,520 sqft (28.6 acres) |
|---|---|
| Deck Area | 112 sqft |
| Patio Area | 112 sqft |
| Account Number | 8954859 |
|---|---|
| Street Address | 325 CALUSA ST # 86, 86 |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-2641 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | UNIT 86 CALUSA CAMPGROUND A CONDOMINIUM OR1621-1714 OR1629-1001 OR2930-906 |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 28 |
| Legal Subdivision | CALUSA CAMPGROUND |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 970400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
325 Calusa St, #86 is owned by two individuals who bought it in October 2018.
Source: Monroe County records, as of December 5, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5420 SW 147TH PL, MIAMI, FL 33185-4034 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 4, 2018 · Amount on File |
| Deed Sale | Oct 4, 2018 · Amount on File |
| Prior Sale | Mar 9, 2000 · Amount on File |
| Deed Document Number | 2189388 |
| Deed Book / Page | 2930 / 0906 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Oct 4, 2018 |
| Property Address | 325 CALUSA ST # 86, 86, KEY LARGO, FL 33037-2641 |
| Document Number | 0029300906 |
| Book / Page | 002930 / 000906 |
| Instrument Date | Sep 28, 2018 |
| Instrument | 2189388 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2018 |
| Title Company | SUNSHINE TITLE/THE KEYS INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,064.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5420 SW 147TH PL MIAMI FL 331854034, MIAMI, FL 33185-4034 |
| Document Number | 29300909 |
|---|---|
| Date | Oct 4, 2018 |
| Book Page | 002930/000909 |
| Instrument | 2189390 |
| Name | JORGE & OSDALIS A CAYON |
|---|---|
| Address | 8857 NW 175TH ST, HIALEAH, FL 33018-6628 |
| Special Notes | Seller Financed |
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | Oct 3, 2023 |
| Rate | 7% |
|---|
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $257,117 Land $248,826 Building $8,291 | $257,117 Land $248,826 Building $8,291 | |
| 2024 | $2,017.00 (+17.2%) | ||
| 2023 | $1,721.00 (+7.29%) | $192,707 (+1.71%) Land $184,675 Building $8,032 | $192,707 (+1.71%) Land $184,675 Building $8,032 |
| 2022 | $1,604.00 | $189,467 Land $184,675 Building $4,792 | $189,467 Land $184,675 Building $4,792 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 325 Calusa St, #86 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 147 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 151 units insured incl. 4 condo units |
| Nearby Flood Claims | 160 (1979–2022) |
| Claims Outside the SFHA | 3 of 160 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 325 Calusa St, #86 is moderate, ranking above 40% of the US, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 87% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
May also be available: T-Mobile.
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