325 Calusa St, #85, Key Largo, FL 33037 Property Records

Monroe County property record for 325 Calusa St, #85, Key Largo, FL 33037

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.053 acres (2,289 sqft)
Owner	Individual Name on File
Last Sale	$182,000 (May 2020)
Tax Bill	$2,075 (2024)
Deeds & Mortgages	Apr 2026 Sale May 2020 Sale
Flood Zone	Zone AE (high risk)
APN	`00541810-000171`

Property Details

APN / Parcel Number

Primary APN	`00541810-000171`
Alternative APN	`8954848`

Exterior

Effective Year Built	Effective 1999
Architectural Style	Condo/Apartment
Lot Area	2,289 sqft (0.053 acres)

Exterior Amenities

Porch	Porch
Porch Area	290 sqft
Deck Area	112 sqft
Patio Area	112 sqft

Location & Zoning

Account Number	8954848
Street Address	325 CALUSA ST, 85
City	KEY LARGO
State	FL
Zip	33037-2641
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	RV
Legal Description	CALUSA CAMPGROUND A CONDOMINIUM UNIT 85 OR1627-1823R/S OR2024-1260 OR2074-568/569 OR2287-76/77 OR3023-2320
Legal Range	39E
Legal Township	61S
Legal Section	28
Legal Subdivision	CALUSA CAMPGROUND
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	1
Census Block	1017
Census Tract	970400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

325 Calusa St, #85 is owned by an individual who acquired it in April 2026.

Source: Monroe County records, as of April 20, 2026

Owner of Record	Individual Name on File
Mailing Address	410 W RUSSELL DR, COLDWATER, MI 49036-8861
Owner Type	Individual
Vesting	Married Woman, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
May 26, 2020	Warranty Deed, Transfer ABSOLUTE FIRST TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2020 · Amount on File
Deed Sale	May 26, 2020 · Amount on File
Prior Sale	Apr 17, 2007 · Amount on File
Deed Document Number	20202267121
Deed Book / Page	3023 / 2320
Last Transfer Date	Apr 6, 2026
Transfer Doc	0002538379
Record Updated	Jun 8, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Apr 6, 2026
Property Address	325 CALUSA ST, 85, KEY LARGO, FL 33037-2641
Document Number	0002538379
Book / Page	3374 / 989
Instrument Date	Apr 6, 2026
Instrument	20262538379
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 W RUSSELL DR, COLDWATER, MI 49036-8861

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	May 26, 2020
Property Address	325 CALUSA ST # 85, 85, KEY LARGO, FL 33037-2641
Document Number	0030232320
Book / Page	003023 / 002320
Instrument Date	May 22, 2020
Instrument	2267121
Transaction Type	Transfer
Record Updated	Jul 13, 2020
Title Company	ABSOLUTE FIRST TITLE LLC

Transaction

Amount	Amount on Record
Tax	$1,274.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	410 W RUSSELL DR COLDWATER MI 490368861, COLDWATER, MI 49036-8861

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$264,478 Land $249,043 Building $15,435	$264,478 Land $249,043 Building $15,435
2024	$2,075.00 (+17.9%)
2023	$1,760.00 (+7.38%)	$194,790 (+0.58%) Land $184,837 Building $9,953	$194,790 (+0.58%) Land $184,837 Building $9,953
2022	$1,639.00	$193,670 Land $184,837 Building $8,833	$193,670 Land $184,837 Building $8,833

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 325 Calusa St, #85 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 147 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	151 units insured incl. 4 condo units
Nearby Flood Claims	160 (1979–2022)
Claims Outside the SFHA	3 of 160
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 28 claims Hurricane Wilma, Oct 2005 · 75 claims Hurricane Irene, Oct 1999 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 325 Calusa St, #85 is moderate, ranking above 40% of the US, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: T-Mobile.

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