Powell County property record for 325 Beech Fork Rd, Clay City, KY 40312
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 992 sqft · built 1975 |
| Lot Size | 0.298 acres (13,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $22,500 (Feb 2026) |
| Tax Bill | $431 (2025) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage Jul 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 014-00-00-014.14 |
| Primary APN | 014-00-00-014.14 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 992 sqft Living Area |
| 1st Floor Area | 768 sqft |
| Basement Area | 768 sqft |
| Unfinished Basement | 768 sqft |
| Wine Cellar | Wine Cellar |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,000 sqft (0.298 acres) |
| Lot Dimensions | 130 ft deep x 100 ft wide |
| Driveway | Gravel Driveway |
| Porch | Porch |
| Porch Area | 112 sqft |
| Cooling System | None |
|---|---|
| Heating System | Radiant |
| Sewer | Connected |
| Account Number | 109855 |
|---|---|
| Street Address | 325 BEECH FORK RD |
| City | CLAY CITY |
| State | KY |
| Zip | 40312-9634 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 100' X 130' & HOUSE |
| Legal Subdivision | BUFFALO VALLEY SUBDIVISION, |
| Jurisdiction | POWELL KY |
| Township / Civil Division | CLAY CITY |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 970201 |
Source: Powell County records, as of September 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 0 BEECH FORK RD, CLAY CITY, KY 40312 |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Dec 23, 2025 | Deed, Transfer · Conventional Mortgage PEOPLES EXCHANGE BANK |
| Jul 26, 2023 | Deed of Trust, Mortgage · Commercial Mortgage CITIZENS GUARANTY BANK |
| Aug 15, 2022 | Deed, Transfer CITIZENS GUARANTY BANK |
| Jul 17, 2019 | Deed of Trust, Mortgage · Commercial Mortgage WHITAKER BANK INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 11, 2026 · Amount on Record |
| Deed Sale | Feb 11, 2026 · Amount on Record |
| Prior Sale | Feb 11, 2026 · Amount on Record |
| Deed Document Number | 2026274543 |
| Deed Book / Page | 223 / 299 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | POWELL KY |
| Recording Date | Dec 23, 2025 |
| Property Address | 325 BEECH FORK RD, CLAY CITY, KY 40312-9634 |
| Document Number | 000222/773 |
| Book / Page | 222 / 773 |
| Instrument Date | Dec 19, 2025 |
| Instrument | 273793 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $151.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 321 IRVINE RD, CLAY CITY, KY 40312-8023 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 325 BEECH FORK RD, CLAY CITY, KY 40312-9634 |
| Document Number | 0000273794 |
|---|---|
| Date | Dec 23, 2025 |
| Instrument | 273794 |
| Name | PEOPLES EXCHANGE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POWELL KY |
| Property Address | 325 BEECH FORK RD, CLAY CITY, KY 40312-9634 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2023 |
| Name | Verified Name |
|---|---|
| Address | 325 BEECH FORK RD, CLAY CITY, KY 40312-9634 |
| Investor | Possibly a Property Investor |
| Document Number | 000317/586 |
|---|---|
| Date | Jul 26, 2023 |
| Book Page | 317/586 |
| Instrument | 257814 |
| Name | CITIZENS GUARANTY BANK |
|---|---|
| Type | Bank |
| Address | STANTON, KY 40380 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 26, 2053 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | POWELL KY |
| Recording Date | Aug 15, 2022 |
| Property Address | 325 BEECH FORK RD, CLAY CITY, KY 40312-9634 |
| Document Number | 000211/149 |
| Book / Page | 211 / 149 |
| Instrument Date | Aug 5, 2022 |
| Instrument | 284091 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $48.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2593 CARTWRIGHT RD, 2593, MOUNT STERLING, KY 40353-8821 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 325 BEECH FORK RD, CLAY CITY, KY 40312-9634 |
| Document Number | 000307/282 |
|---|---|
| Date | Aug 15, 2022 |
| Book Page | 307/282 |
| Instrument | 284092 |
| Name | CITIZENS GUARANTY BANK |
|---|---|
| Type | Bank |
| Address | STANTON, KY 40380 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Aug 10, 2042 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POWELL KY |
| Property Address | 325 BEECH FORK RD, CLAY CITY, KY 40312-9634 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2019 |
| Name | Verified Name |
|---|
| Document Number | MTG274/655 |
|---|---|
| Date | Jul 17, 2019 |
| Book Page | MTG 274/655 |
| Instrument | 169788 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Credit Union |
| Address | STANTON, KY 40380 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Jun 5, 2034 |
| Rate Type | Adjustable Rate |
|---|
Source: Powell County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Powell County |
| Unified School District | Powell County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $431.00 (-1.6%) | $48,000 (-) | $48,000 (-) |
| 2023 | $438.00 | $48,000 | $48,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 9 (2004–2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLAY CITY WATER SYSTEM serves 2,153 people · EPA ID KY0990074 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Crystal Broadband Networks Fiber | 1,000 / 1,000 |
| Eastern Telephone & Technologies Fixed Wireless | 300 / 100 |
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