299 Beech Fork Rd, Clay City, KY 40312 Property Records

Powell County property record for 299 Beech Fork Rd, Clay City, KY 40312

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 768 sqft · built 1975
Lot Size0.298 acres (13,000 sqft)
Owner2 Individual Names on File
Tax Bill$314 (2025)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN014-00-00-014.13

Property Details

APN / Parcel Number

Primary APN014-00-00-014.13
Alternative APNs
  • 25462061
  • 99659

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area768 sqft Living Area
1st Floor Area768 sqft
Basement Area768 sqft
Unfinished Basement768 sqft
Wine CellarWine Cellar

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Exterior MaterialBrick
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area13,000 sqft (0.298 acres)
Lot Dimensions100 ft deep x 130 ft wide
DrivewayAsphalt Driveway

Utilities, Heating & Cooling

Cooling SystemOther
Heating SystemRadiant
SewerConnected

Location & Zoning

Account Number99659
Street Address299 BEECH FORK RD
CityCLAY CITY
StateKY
Zip40312-9694
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description130 X 100 & HOUSE
JurisdictionPOWELL KY
Township / Civil DivisionCLAY CITY
Census Block Group1
Census Block1014
Census Tract970201

Owner

299 Beech Fork Rd, a single family home, is owned by two individuals.

Source: Powell County records, as of September 11, 2026

Owner of Record2 Individual Names on File
Mailing Address2593 CARTWRIGHT RD, CAMARGO, KY 40353-8821
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOWELL KY
Property Address299 BEECH FORK RD, CLAY CITY, KY 40312-9694
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyBLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address299 BEECH FORK RD, CLAY CITY, KY 40312-9694

Mortgage

Document NumberMTG285/463
DateOct 5, 2020
Book PageMTG 285/463
Instrument268607
Lender
NameWHITAKER BANK INC
TypeBank
AddressSTANTON, KY 40380
Agreement
AmountAmount on Record
Term119 Months
DueSep 23, 2030
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 299 Beech Fork Rd was $314.

Source: Powell County assessment roll, as of September 11, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyPowell County
Unified School DistrictPowell County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$314.00$35,000$35,000
2023$319.00$35,000$35,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 299 Beech Fork Rd in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective February 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims9 (2004–2025)
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 2 claims
  • Severe, Storms, Flooding, Landslides, And Mudslides, Mar 2021 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 299 Beech Fork Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLAY CITY WATER SYSTEM
serves 2,153 people · EPA ID KY0990074
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000
Crystal Broadband Networks
Fiber
1,000 / 1,000
Eastern Telephone & Technologies
Fixed Wireless
300 / 100

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