325 5th St, Two Harbors, MN 55616 Property Records

Lake County property record for 325 5th St, Two Harbors, MN 55616

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.75 ba · 888 sqft · built 1888
Lot Size0.08 acres (3,485 sqft)
OwnerIndividual Name on Record
Last Sale$119,000 (Aug 2019)
Tax Bill$1,284 (2026)
Deeds & MortgagesAug 2019 Sale & Mortgage
APN23-7660-16010

Property Details

APN / Parcel Number

Primary APN23-7660-16010

Interior

Bedrooms3 Beds
Full Baths1.75 Baths
Stories1 Story
Building Area888 sqft Gross Area
1st Floor Area888 sqft
Utility Area80 sqft
FlooringVinyl/Resilient
Interior WallsVinyl Panel/Coating
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1888
Effective Year BuiltEffective 1980
Architectural StyleA-Frame
Exterior MaterialVinyl
Construction TypeWood
Roof TypeShed Roof
Roof MaterialWood
Lot Area3,485 sqft (0.08 acres)
Lot Dimensions70 ft deep x 50 ft wide
Garage TypeMixed
Pool TypePool with Hot Tub/Spa
PorchSlab
Porch Area113 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address325 5TH ST
CityTWO HARBORS
StateMN
Zip55616-1605
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN12 OF LOT 1 BLOCK 16
Legal SubdivisionMINNESOTA IRON COMPANYS ORIGINAL PLAT
Legal Block16
Legal Lot Number1
JurisdictionLAKE MN
Township / Civil DivisionTWO HARBORS
Census Block Group3
Census Block3018
Census Tract370400

Owner

Source: Lake County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address325 5TH ST, TWO HARBORS, MN 55616-1605
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 13, 2019 · Amount on Record
Deed SaleAug 13, 2019 · Amount on Record
Prior SaleSep 5, 2014 · Amount on Record
Deed Document Number2019192371
Record UpdatedOct 29, 2026

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE MN
Recording DateAug 13, 2019
Property Address325 5TH ST, TWO HARBORS, MN 55616-1605
Document NumberA000192371
Instrument DateJul 26, 2019
InstrumentA000192371
Transaction TypeTransfer
Record UpdatedAug 24, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address325 5TH ST, TWO HARBORS, MN 55616-1605

Mortgage

Document NumberA000192372
DateAug 13, 2019
InstrumentA000192372
Lender
NameUS BANK NA
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2049

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyLake County
MunicipalityTwo Harbors City
Unified School DistrictLake Superior Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,284.00 Homeowner's exemption$210,000 (+23.89%) Land $15,200 Building $194,800$210,000 (+23.89%) Land $15,200 Building $194,800
2023$169,500 Land $9,400 Building $160,100$169,500 Land $9,400 Building $160,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTwo Harbors
serves 3,698 people · EPA ID MN1380005
Water SourceSurface water
Last State InspectionSep 2024
Lead6 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Zito Media
Fiber
1,000 / 1,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile.

Nearby Properties on 5th St

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